2308 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2308 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,520 sqft · built 1930
Lot Size0.193 acres (8,430 sqft)
OwnerIndividual Name on File
Last Sale$890,000 (Jan 2023)
Tax Bill$8,587 (2023)
Deeds & MortgagesJan 2023 Sale & Mortgage
Feb 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN127-135-21

Property Details

APN / Parcel Number

Primary APN127-135-21

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,520 sqft Heated Area
Gross Area2,852 sqft
1st Floor Area1,260 sqft
Upper Floors Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,430 sqft (0.193 acres)
Garage Area180 sqft
PorchPorch
Porch Area132 sqft
Deck Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-135-21
Street Address2308 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-4337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL3 B11 M3-13
Legal SubdivisionROSEMONT
Legal Block11
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2308 E 5th St is owned and occupied by an individual who bought it in January 2023.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2308 E 5TH ST, CHARLOTTE, NC 28204-4337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Feb 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2023 · Amount on File
Deed SaleJan 10, 2023 · Amount on File
Prior SaleJun 11, 2003
Deed Document Number0037876353
Deed Book / Page37876 / 353
Record UpdatedJun 7, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 10, 2023
Property Address2308 E 5TH ST, CHARLOTTE, NC 28204-4337
Document Number0000002165
Book / Page37876 / 353
Map ReferenceMB 3 PG 13
Instrument DateJan 10, 2023
Instrument2023002165
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 MCALWAY RD, CHARLOTTE, NC 28211-1402

Transferred To (Grantee/Buyer)

NameVerified Name
Address2308 E 5TH ST, CHARLOTTE, NC 28204-4337

Mortgage

Document Number0000002166
DateJan 10, 2023
Instrument2023002166
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2308 E 5TH ST, CHARLOTTE, NC 28204-4337
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022293
DateFeb 27, 2018
Book Page32489/955
Instrument2018022293
Lender
NameSUNTRUST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueFeb 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2308 E 5TH ST, CHARLOTTE, NC 28204-4337
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156692
DateNov 20, 2017
Book Page32284/976
Instrument2017156692
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2308 E 5TH ST, CHARLOTTE, NC 28204-4337
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000169915
DateOct 15, 2020
Book Page35182/369
Instrument2020169915
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2308 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2308 E 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number