Mecklenburg County property record for 2321 E 5th St, Charlotte, NC 28204
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,974 sqft · built 1930 |
| Lot Size | 0.203 acres (8,883 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,241 (2023) |
| Deeds & Mortgages | May 2023 Second Mortgage Mar 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-134-05 |
| Primary APN | 127-134-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,974 sqft Heated Area |
| Gross Area | 3,828 sqft |
| 1st Floor Area | 1,592 sqft |
| Attic Area | 374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,883 sqft (0.203 acres) |
| Garage Area | 360 sqft |
| Porch | Porch |
| Porch Area | 270 sqft |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 127-134-05 |
|---|---|
| Street Address | 2321 E 5TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-4338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L14 B10 M3-13 |
| Legal Subdivision | CHANTILLY SQUARE 01 |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elizabeth Historic District listed 1989 · 893 contributing resources · NRIS 88003003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2321 E 5th St is owned and occupied by an individual who acquired it in October 2016.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2321 E 5TH ST, CHARLOTTE, NC 28204-4338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARK NATIONAL BANK |
| Mar 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 27, 2011 |
| Last Transfer Date | Oct 21, 2016 |
| Transfer Doc | 0000143319 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2321 E 5TH ST, CHARLOTTE, NC 28204-4338 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000049894 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 38151/71 |
| Instrument | 2023049894 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2321 E 5TH ST, CHARLOTTE, NC 28204-4338 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2321 E 5TH ST, CHARLOTTE, NC 28204-4338 |
| Document Number | 0000048623 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 37200/740 |
| Instrument | 2022048623 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2321 E 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2321 E 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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