2327 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2327 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 1930
Lot Size0.194 acres (8,452 sqft)
OwnerIndividual Name on Record
Last Sale$690,000 (Aug 2020)
Tax Bill$8,735 (2023)
Deeds & MortgagesMay 2024 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-134-07

Property Details

APN / Parcel Number

Primary APN127-134-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,860 sqft Heated Area
Gross Area2,325 sqft
1st Floor Area1,860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,452 sqft (0.194 acres)
PorchPorch
Porch Area168 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-134-07
Street Address2327 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-4338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL16 B10 M3-13
Legal SubdivisionROSEMONT
Legal Block10
Legal Lot Number16
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1015
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2327 E 5TH ST, CHARLOTTE, NC 28204-4338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed of Trust, Mortgage · Conventional Mortgage
INTERCOASTAL MORTGAGE
Aug 3, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleOct 13, 2015 · Amount on Record
Deed Document Number0034885857
Deed Book / Page34885 / 857
Record UpdatedJun 7, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2327 E 5TH ST, CHARLOTTE, NC 28204-4338
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5834 MURRAYHILL RD, CHARLOTTE, NC 28210-2419

Mortgage

Document Number0000040559
DateMay 3, 2024
Book Page38796/459
Instrument2024040559
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
Address11325 RANDOM HILLS RD STE 600, FAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 3, 2020
Property Address2327 E 5TH ST, CHARLOTTE, NC 28204-4338
Document Number0000119605
Book / Page34885 / 857
Map ReferenceMB 3 PG 13
Instrument DateAug 3, 2020
Instrument2020119605
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyCARDINAL TITLE CENTER LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3021 HAMPTON AVE, 3021, CHARLOTTE, NC 28207-2615

Transferred To (Grantee/Buyer)

NameVerified Name
Address2327 E 5TH ST, CHARLOTTE, NC 28204-4338
InvestorPossibly a Property Investor

Mortgage

Document Number0000119606
DateAug 3, 2020
Instrument2020119606
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateSep 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.57%
Index1-Year LIBOR
Max Rate7.87%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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