Kane County property record for 232 Valley View Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,060 sqft · built 2001 |
| Lot Size | 0.194 acres (8,462 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $282,500 (Jul 2001) |
| Tax Bill | $10,738 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-355-026 |
| Primary APN | 09-29-355-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Living Area |
| Basement Area | 1,114 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,462 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 232 VALLEY VIEW DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 68 IN HARVEST HILLS UNIT 2, BEING A SUBDIVISIN OF PARTS OF THE SOUTHWEST 1/4 OF SECTION 29, THE SOUTHEAST 1/4 OF SECTION 30, THE NORTHEAST 1/4 OF SECTION 31, AND THE NORTHWEST 1/4 OF SECTION 32, TOWNHIP 40 NORTH, RANGE 8 EAST OF THE THIRD PRINCIP |
| Legal Subdivision | HARVEST HILLS |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 852204 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 232 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 12, 2022 | Intrafamily Transfer, Transfer |
| Sep 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2001 · Amount on Record |
| Deed Sale | Jul 5, 2001 · Amount on Record |
| Deed Document Number | 200165525 |
| Last Transfer Date | Sep 9, 2022 |
| Transfer Doc | 0000045370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 12, 2022 |
| Property Address | 232 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647 |
| Document Number | 0000045370 |
| Map Reference | DOC 1999K113278 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2022K045370 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 232 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 232 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FOX TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000046693 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 2017K046693 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 232 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027193 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020K027193 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,738.00 (+14.16%) Homeowner's exemption | $161,108 (+8.53%) Land $40,417 Building $120,691 | $483,517 (+8.53%) Land $121,300 Building $362,218 |
| 2024 | $148,445 (+21.17%) Land $37,240 Building $111,205 | $445,513 (+21.22%) Land $111,765 Building $333,748 | |
| 2022 | $9,406.00 (+4.12%) Homeowner's exemption | $122,505 (+4.91%) Land $35,048 Building $87,457 | $367,515 (+4.91%) Land $105,144 Building $262,371 |
| 2021 | $9,034.00 Homeowner's exemption | $116,772 Land $33,408 Building $83,364 | $350,316 Land $100,224 Building $250,092 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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