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240 Valley View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 240 Valley View Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,316 sqft · built 2001
Lot Size0.168 acres (7,314 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jun 2022)
Tax Bill$10,417 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-29-355-028

Property Details

APN / Parcel Number

Primary APN09-29-355-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area
Basement Area1,095 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,314 sqft (0.168 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address240 VALLEY VIEW DR
CitySAINT CHARLES
StateIL
Zip60175-4647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST HILLS UNIT 2 - LOT 70
Legal SubdivisionHARVEST HILLS
Legal Block1
Legal Lot Number70
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1009
Census Tract852204

Owner

Source: Kane County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address240 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleOct 27, 2006 · Amount on Record
Deed Document Number202232444
Prior Transfer DateAug 16, 2002
Prior Transfer Doc0000105697
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateAug 21, 2026
Property Address240 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647
Document Number0000036200
Instrument DateAug 10, 2026
Instrument202636200
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647

Mortgage

Document Number0000036200,
DateAug 21, 2026
Instrument202636200
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 15, 2066
Interest
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 22, 2022
Property Address240 VALLEY VIEW DR, ST CHARLES, IL 60175-4647
Document Number0000032444
Instrument DateJun 9, 2022
Instrument2022K032444
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1309 W MAIN ST GVJ ST, SAINT CHARLES, IL 60174

Mortgage

Document Number0000032445
DateJun 22, 2022
Instrument2022K032445
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate
Rate5.37%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address240 VALLEY VIEW DR, ST CHARLES, IL 60175-4647
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075795
DateOct 6, 2021
Instrument2021K075795
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,417.00 (+13.76%) Homeowner's exemption$156,542 (+8.53%) Land $40,417 Building $116,125$469,814 (+8.53%) Land $121,300 Building $348,514
2024$144,238 (+20.78%) Land $37,240 Building $106,998$432,887 (+20.83%) Land $111,765 Building $321,122
2022$9,157.00 (+11.21%) Homeowner's exemption$119,419 (+11.64%) Land $35,048 Building $84,371$358,257 (+11.64%) Land $105,144 Building $253,113
2021$8,234.00 Homeowner's exemption$106,966 Land $33,408 Building $73,558$320,898 Land $100,224 Building $220,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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