220 Valley View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 220 Valley View Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,077 sqft · built 2000
Lot Size	0.298 acres (12,979 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Jun 2016)
Tax Bill	$11,623 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-355-022`

Property Details

APN / Parcel Number

Primary APN	`09-29-355-022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,077 sqft Living Area
Basement Area	932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,979 sqft (0.298 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 VALLEY VIEW DR
City	SAINT CHARLES
State	IL
Zip	60175-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 IN HARVEST HILLS UNIT 2
Legal Subdivision	HARVEST HILLS
Legal Block	1
Legal Lot Number	65
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1009
Census Tract	852204

Owner

220 Valley View Dr is owned and occupied by two individuals who acquired it in March 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Aug 24, 2009 · Amount on File
Deed Document Number	201633389
Last Transfer Date	Mar 17, 2020
Transfer Doc	0000021105
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 28, 2020
Property Address	220 VALLEY VIEW DR, ST CHARLES, IL 60175-4647
Document Number	0000021105
Map Reference	DOC 199K113278
Instrument Date	Mar 17, 2020
Instrument	2020K021105
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647

Mortgage

Document Number	0000021106
Date	Apr 28, 2020
Instrument	2020K021106

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 220 Valley View Dr was $11,623 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,623.00 Homeowner's exemption	$173,736 (+8.53%) Land $42,437 Building $131,299	$521,417 (+8.53%) Land $127,362 Building $394,055
2024		$160,081 Land $39,102 Building $120,979	$480,435 Land $117,353 Building $363,082
2022	$10,068.00 (+4.12%) Homeowner's exemption	$132,905 (+4.91%) Land $36,893 Building $96,012	$398,715 (+4.91%) Land $110,679 Building $288,036
2021	$9,670.00 Homeowner's exemption	$126,684 Land $35,166 Building $91,518	$380,052 Land $105,498 Building $274,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Valley View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 220 Valley View Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20