228 Valley View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 228 Valley View Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,761 sqft · built 2000
Lot Size0.201 acres (8,751 sqft)
OwnerTrust Name on File
Last Sale$273,000 (Feb 2001)
Tax Bill$10,056 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-29-355-025

Property Details

APN / Parcel Number

Primary APN09-29-355-025

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,761 sqft Living Area
Basement Area806 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,751 sqft (0.201 acres)
Garage TypeAttached
Garage Area642 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address228 VALLEY VIEW DR
CitySAINT CHARLES
StateIL
Zip60175-4647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 67 IN HARVEST HILLS UNIT 2
Legal SubdivisionHARVEST HILLS
Legal Block1
Legal Lot Number67
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1009
Census Tract852204

Owner

228 Valley View Dr is owner-occupied and held in a trust since September 2014.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address228 VALLEY VIEW DR, SAINT CHARLES, IL 60175-4647
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2001 · Amount on File
Deed SaleFeb 27, 2001 · Amount on File
Deed Document Number200117120
Last Transfer DateSep 23, 2014
Transfer Doc0000048010
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address228 VALLEY VIEW DR, ST CHARLES, IL 60175-4647
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016601
DateMar 3, 2021
Instrument2021K016601
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressAGUADA, PR 602
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 228 Valley View Dr was $10,056 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,056.00 Homeowner's exemption Senior Citizen's exemption$159,389 (+8.53%) Land $40,417 Building $118,972$478,358 (+8.53%) Land $121,300 Building $357,059
2024$146,861 Land $37,240 Building $109,621$440,759 Land $111,765 Building $328,995
2022$8,750.00 (+4.38%) Homeowner's exemption$119,380 (+4.91%) Land $35,048 Building $84,332$358,140 (+4.91%) Land $105,144 Building $252,996
2021$8,383.00 Homeowner's exemption$113,793 Land $33,408 Building $80,385$341,379 Land $100,224 Building $241,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Valley View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 228 Valley View Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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