232 Shoal Ave, Hampstead, NC 28443 Property Records

Pender County property record for 232 Shoal Ave, Hampstead, NC 28443

Property Summary

Property Type	Other Improved
Details	2,232 sqft · built 2023
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2026)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-44-1340-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-44-1340-0000`
Alternative APN	`000048225`

Interior

Stories	1 Story
Building Area	2,232 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000048225
Street Address	232 SHOAL AVE
City	HAMPSTEAD
State	NC
Zip	28443-6902
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 106 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Subdivision	SALTERS HAVEN AT LA MARINA
Legal Phase	1
Legal Lot Number	106
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records · APN 3292-44-1340-0000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	80 PHEASANT HILL DR, SCITUATE, MA 02066-3213
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
May 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FORBRIGHT BANK
Sep 28, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	202620156402
Deed Book / Page	4893 / 1820
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 22, 2026
Property Address	232 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0020156402
Book / Page	4893 / 1820
Instrument Date	May 20, 2026
Instrument	202620156402
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$126,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 PHEASANT HILL DR, SCITUATE, MA 02066-3213

Mortgage

Document Number	0020156403,
Date	May 22, 2026
Instrument	202620156403

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 27, 2022
Property Address	232 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0047891774
Book / Page	4789 / 1774
Map Reference	MB 65 PG 97-101
Instrument Date	May 24, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SHOAL AVE, HAMPSTEAD, NC 28443-6902

Mortgage

Document Number	0047891777
Date	May 27, 2022
Instrument	4789-1777

Lender

Name	FORBRIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 28, 2021
Property Address	232 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0047661262
Book / Page	4766 / 1262
Map Reference	MB 65 PG 97-101
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 GREGORY RD NE STE 1, 1, BELVILLE, NC 28451-9276
Investor	Possibly a Property Investor

Mortgage

Document Number	0047661264
Date	Sep 28, 2021
Instrument	4766/1264

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 (+11.14%)	$541,832 (+235.01%) Land $297,750 Building $244,082	$541,832 (+235.01%) Land $297,750 Building $244,082
2023		$161,736 (-) Land $161,736	$161,736 (-) Land $161,736
2022	$1,346.00	$161,736 Land $161,736	$161,736 Land $161,736

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 227 locations within half a mile of this property.

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