254 Shoal Ave, Hampstead, NC 28443 Property Records

Pender County property record for 254 Shoal Ave, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,156 sqft · built 2021
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,500 (Jan 2022)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-44-2224-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-44-2224-0000`
Alternative APN	`000048226`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,156 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000048226
Street Address	254 SHOAL AVE
City	HAMPSTEAD
State	NC
Zip	28443-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 105 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Subdivision	SALTERS HAVEN AT LEA MARINA
Legal Phase	1
Legal Lot Number	105
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	254 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 19, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
May 28, 2021	Warranty Deed, Transfer · Commercial Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	202220096509
Deed Book / Page	4777 / 801
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	254 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 SHOAL AVE, HAMPSTEAD, NC 28443-6902

Mortgage

Document Number	0047892951
Date	Jun 2, 2022
Book Page	4789/2951

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 19, 2022
Property Address	254 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0047770801
Book / Page	4777 / 801
Map Reference	MB 65 PG 97-101
Instrument Date	Jan 11, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 SHOAL AVE, HAMPSTEAD, NC 28443-6902

Mortgage

Document Number	0004777804
Date	Jan 19, 2022
Instrument	4777/804

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 28, 2021
Property Address	254 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0047532912
Book / Page	4753 / 2912
Map Reference	MB 65 PG 97-101
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 GREGORY RD NE STE 1, 1, BELVILLE, NC 28451-9276
Investor	Possibly a Property Investor

Mortgage

Document Number	0047532918
Date	May 28, 2021
Instrument	4753/2918

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00 (+311.71%)	$766,198 (+378.63%) Land $321,375 Building $444,823	$766,198 (+378.63%) Land $321,375 Building $444,823
2023		$160,080 (-) Land $160,080	$160,080 (-) Land $160,080
2022	$1,332.00	$160,080 Land $160,080	$160,080 Land $160,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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