189 Shoal Ave, Hampstead, NC 28443 Property Records

Pender County property record for 189 Shoal Ave, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,796 sqft · built 2021
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Mar 2021)
Tax Bill	$5,395 (2025)
Deeds & Mortgages	May 2021 Construction Loan Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3292-44-0681-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-44-0681-0000`
Alternative APN	`000041802`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,796 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000041802
Street Address	189 SHOAL AVE
City	HAMPSTEAD
State	NC
Zip	28443-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Phase	1
Legal Lot Number	9
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	189 SHOAL AVE, HAMPSTEAD, NC 28443-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	0022114744
Deed Book / Page	2211 / 4744
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	189 SHOAL AVE, HAMPSTEAD, NC 28443-6901
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047512133
Date	May 11, 2021
Book Page	4751/2133

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2022

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	189 SHOAL AVE, HAMPSTEAD, NC 28443-6901
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047792339
Date	Feb 16, 2022
Book Page	4779/2339

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	189 SHOAL AVE, HAMPSTEAD, NC 28443-6901
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SHOAL AVE, HAMPSTEAD, NC 28443-6901

Mortgage

Document Number	0048080242
Date	Mar 7, 2023
Book Page	4808/242

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 12, 2021
Property Address	189 SHOAL AVE, HAMPSTEAD, NC 28443-6901
Document Number	0047442211
Book / Page	4744 / 2211
Map Reference	MB 65 PG 97-101
Instrument Date	Mar 8, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 RIVER DEE CT, APEX, NC 27502-4153

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,395.00 (+300.82%)	$875,305 (+441.19%) Land $325,050 Building $550,255	$875,305 (+441.19%) Land $325,050 Building $550,255
2023		$161,736 (-) Land $161,736	$161,736 (-) Land $161,736
2022	$1,346.00	$161,736 Land $161,736	$161,736 Land $161,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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