265 Shoal Ave, Hampstead, NC 28443 Property Records

Pender County property record for 265 Shoal Ave, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,242 sqft · built 2021
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Trust Names on File
Last Sale	$692,000 (Apr 2026)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-44-4339-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-44-4339-0000`
Alternative APN	`000041808`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,242 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000041808
Street Address	265 SHOAL AVE
City	HAMPSTEAD
State	NC
Zip	28443-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Subdivision	SALTERS HAVEN
Legal Phase	1
Legal Lot Number	13
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

265 Shoal Ave is held in a trust since April 2026.

Source: Pender County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	329 NE 59TH ST, OAK ISLAND, NC 28465-4822
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORPORATION
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	202620154689
Deed Book / Page	4889 / 2933
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 21, 2026
Property Address	265 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0020156353
Book / Page	4893 / 1455
Instrument Date	May 18, 2026
Instrument	202620156353
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	329 NE 59TH ST, OAK ISLAND, NC 28465-4822

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 15, 2026
Property Address	265 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0020154689
Book / Page	4889 / 2933
Instrument Date	Mar 26, 2026
Instrument	2026.20154689
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 NE 59TH ST, OAK ISLAND, NC 28465-4822

Mortgage

Document Number	0020154690,
Date	Apr 15, 2026
Instrument	2026..20154690

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 15, 2026
Property Address	265 SHOAL AVE, HAMPSTEAD, NC 28443-6902
Document Number	0048892933
Book / Page	4889 / 2933
Instrument Date	Mar 26, 2026
Instrument	202620154689
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 NE 59TH ST, OAK ISLAND, NC 28465-4822

Mortgage

Document Number	0020154690,
Date	Apr 15, 2026
Instrument	202620154690

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 265 Shoal Ave was $4,595.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,595.00	$592,168 Land $287,970 Building $304,198	$592,168 Land $287,970 Building $304,198
2023		$141,974 (-) Land $141,974	$141,974 (-) Land $141,974
2022	$1,181.00	$141,974 Land $141,974	$141,974 Land $141,974

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 265 Shoal Ave in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Shoal Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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