Campbell County property record for 232 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,170 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2017) |
| Tax Bill | $5,026.00 (2025) |
Source: Campbell County records · APN 999-99-19-029.05
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLD FIN'L SVCS |
| Apr 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage 1ST FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | Mar 14, 2012 · Amount on Record |
| Deed Doc Number | 5054989 |
| Deed Book / Page | D323 / 591 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Document Number | 0006146860 |
| Book / Page | 1170 / 43 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20266146860 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | SERVICE LINK LP, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Relationship | 286 |
| Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Document Number | 0006146860, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 1170/43 |
| Instrument | 20266146860 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Investor | Possibly a Property Investor |
| Document Number | 0005165362 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | M1097/320 |
| Instrument | 5165362 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Document Number | 0005119328 |
| Instrument Date | Oct 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 232 RIDGEPOINTE DR COLD SPRING KY 410768540, COLD SPRING, KY 41076-8540 |
| Document Number | 0005119328 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 001020/000204 |
| Instrument | 5119328 |
| Name | GOLD FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 12, 2017 |
| Property Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Document Number | 0005054989 |
| Book / Page | D323 / 591 |
| Map Reference | CAB E SL 280-B |
| Instrument Date | Apr 10, 2017 |
| Instrument | 5054989 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3848 RASPBERRY CT, 3848, BURLINGTON, KY 41005-8708 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 232 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540 |
| Investor | Possibly a Property Investor |
| Document Number | 0005054990 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 5054990 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,026.00 (+1%) | $414,700 (-) Land $50,000 Building $364,700 | $414,700 (-) Land $50,000 Building $364,700 |
| 2023 | $4,976.00 (+19.67%) | $414,700 (+24.67%) Land $50,000 Building $364,700 | $414,700 (+24.67%) Land $50,000 Building $364,700 |
| 2022 | $4,158.00 | $332,650 Land $31,500 Building $301,150 | $332,650 Land $31,500 Building $301,150 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 999-99-19-029.05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Building Area | 3,170 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Garage Type | Attached Garage |
| Topography | Combo Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 9999919029.05 |
|---|---|
| Street Address | 232 RIDGEPOINTE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8540 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 151 SEC 6 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 6 |
| Legal Lot Number | 151 |
| Jurisdiction | CAMPBELL KY |
| Minor Civil Division | NEWPORT-FORT THOMAS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
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