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  3. Campbell County
  4. Cold Spring
  5. Ridgepointe Dr

229 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 229 Ridgepointe Dr, Cold Spring, KY 41076

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,360 sqft · built 2003
OwnerIndividual Name on File
Last Sale$350,000 (Jan 2020)
Tax Bill$4,720 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-19-029.19

Property Details

APN / Parcel Number

Primary APN999-99-19-029.19

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,360 sqft Living Area

Exterior

Year BuiltBuilt 2003
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
TerrainCombination
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999919029.19
Street Address229 RIDGEPOINTE DR
CityCOLD SPRING
StateKY
Zip41076-8709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 88 SEC 7 GLENRIDGE SUBD
Legal SubdivisionGLENRIDGE SUB
Legal Phase7
Legal Lot Number88
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group3
Census Block3000
Census Tract53100

Owner

Source: Campbell County records · APN 999-99-19-029.19

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address229 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jan 09, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Mar 31, 2017Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2020 · Amount on Record
Deed SaleJan 09, 2020 · Amount on Record
Prior SaleMar 31, 2017 · Amount on Record
Deed Document Number5103413
Deed Book / PageD338 / 010
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address229 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005124214
DateJan 13, 2021
Book PageM1029/271
Instrument5124214
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateJan 09, 2020
Property Address229 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709
Document Number0005103413
Book / PageD338 / 010
Map ReferenceCAB E281-A
Instrument DateJan 03, 2020
Instrument5103413
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address373 TURRIFF WAY, 373, CAMERON, NC 28326-5071

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address229 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709

Mortgage

Document Number0005103414
DateJan 09, 2020
Instrument5103414
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateMar 31, 2017
Property Address229 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709
Document Number0005054441
Book / Page000323 / 000456
Instrument DateMar 29, 2017
Instrument5054441
Transaction TypeTransfer
Record UpdatedMay 09, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address229 RIDGEPOINTE DR COLD SPRING KY 410768709, COLD SPRING, KY 41076-8709

Mortgage

Document Number5054442
DateMar 31, 2017
Book Page000933/000080
Instrument5054442
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,720.00 (+1.01%)$389,500 (-) Land $50,000 Building $339,500$389,500 (-) Land $50,000 Building $339,500
2023$4,673.00 (+6.81%)$389,500 (+11.29%) Land $50,000 Building $339,500$389,500 (+11.29%) Land $50,000 Building $339,500
2022$4,375.00$350,000 Land $31,500 Building $318,500$350,000 Land $31,500 Building $318,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims140 (1978–2018)
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 104 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 149 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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