Campbell County property record for 231 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2003 |
| Square Footage | 2,962 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2025) |
| Tax Bill | $5,432.00 (2025) |
| Primary APN | 999-99-19-029.18 |
|---|
| Building Area | 2,962 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Topography | Combo Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 9999919029.18 |
|---|---|
| Street Address | 231 RIDGEPOINTE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8709 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 89 SEC 7 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 7 |
| Legal Lot Number | 89 |
| Jurisdiction | CAMPBELL KY |
| Minor Civil Division | NEWPORT-FORT THOMAS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-19-029.18
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 231 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jun 05, 2017 | Warranty Deed, Transfer · Conventional Mortgage GENERAL ELEC CREDIT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2025 · Amount on Record |
| Deed Sale | Jul 03, 2025 · Amount on Record |
| Prior Sale | Jun 26, 2003 · Amount on Record |
| Deed Doc Number | 5417084 |
| Deed Book / Page | D373 / 112 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 231 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005133107 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | M1046/709 |
| Instrument | 5133107 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 05, 2017 |
| Property Address | 231 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709 |
| Document Number | 0005057657 |
| Book / Page | 000324 / 000360 |
| Instrument Date | Jun 02, 2017 |
| Instrument | 5057657 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | NORTHWEST TITLE COMPANY, NORTHWEST TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 231 RIDGEPOINTE DR COLD SPRING KY 410768709, COLD SPRING, KY 41076-8709 |
| Document Number | 5057659 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | 000937/000063 |
| Instrument | 5057659 |
| Name | GENERAL ELEC CREDIT |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 04, 2032 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,432.00 (+1%) | $448,200 (-) Land $50,000 Building $398,200 | $448,200 (-) Land $50,000 Building $398,200 |
| 2023 | $5,378.00 (+17.89%) | $448,200 (+22.79%) Land $50,000 Building $398,200 | $448,200 (+22.79%) Land $50,000 Building $398,200 |
| 2022 | $4,562.00 | $365,000 Land $31,500 Building $333,500 | $365,000 Land $31,500 Building $333,500 |
231 Ridgepointe Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Campbell County (21037C), updated August 24, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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