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  5. Ridgepointe Dr

230 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 230 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2001
Square Footage2,988 sqft Living Area
GarageAttached
OccupancyOwner Occupied
Last Sale$367,000 (2020)
Tax Bill$4,890.00 (2025)

Owner

Source: Campbell County records · APN 999-99-19-029.06

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address230 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Nov 12, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Oct 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleOct 29, 2018
Deed Doc Number5120709
Deed Book / PageD343 / 186
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address230 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540

Mortgage

Document Number0005997678
DateOct 17, 2025
Book PageM1151/305
Instrument5997678
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateNov 12, 2020
Property Address230 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540
Document Number0005120709
Book / PageD343 / 186
Map ReferenceCAB E 280-B
Instrument DateNov 06, 2020
Instrument5120709
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$367.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11024 PONDWOODS DR, 11024, ALEXANDRIA, KY 41001-8280

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address230 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540

Mortgage

Document Number0005120710
DateNov 12, 2020
Book PageM1023/55
Instrument5120710
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address230 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540
Document Number0005110786
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address230 RIDGEPOINTE DR COLD SPRING KY 410768540, COLD SPRING, KY 41076-8540

Mortgage

Document Number0005110786
DateJun 02, 2020
Book Page001005/000497
Instrument5110786
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMPBELL KY
Recording DateOct 29, 2018
Property Address230 RIDGEPOINTE DR, COLD SPRING, KY 41076-8540
Document Number0005082858
Book / Page000331 / 000610
Instrument DateOct 08, 2018
Instrument5082858
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 RIDGEPOINTE DR COLD SPRING KY 410768540, COLD SPRING, KY 41076-8540

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,890.00 (+1.01%)$403,500 (-) Land $50,000 Building $353,500$403,500 (-) Land $50,000 Building $353,500
2023$4,841.00 (+5.54%)$403,500 (+9.95%) Land $50,000 Building $353,500$403,500 (+9.95%) Land $50,000 Building $353,500
2022$4,587.00$367,000 Land $21,500 Building $345,500$367,000 Land $21,500 Building $345,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN999-99-19-029.06

Interior

Building Area2,988 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2001
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Garage TypeAttached Garage
TopographyCombo Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number9999919029.06
Street Address230 RIDGEPOINTE DR
CityCOLD SPRING
StateKY
Zip41076-8540
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 152 SEC 6 GLENRIDGE SUBD
Legal SubdivisionGLENRIDGE SUB
Legal Phase6
Legal Lot Number152
JurisdictionCAMPBELL KY
Minor Civil DivisionNEWPORT-FORT THOMAS
Census Blockgroup3
Census Block3000
Census Tract53100

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