219 Oregon Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 219 Oregon Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,045 sqft · built 1950
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on Record
Last Sale$180,500 (Oct 2021)
Tax Bill$8,108 (2026)
Deeds & MortgagesDec 2021 Transfer
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 50.70-2-11

Property Details

APN / Parcel Number

Primary APN421500 50.70-2-11
Alternative APN
  • 150005007000020110000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,045 sqft Living Area
1st Floor Area1,197 sqft
Upper Floors Area848 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
Garage TypeAttached
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area132 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address219 OREGON AVE
CitySCHENECTADY
StateNY
Zip12304-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAND PT OF 145 1 WOOD
Legal SubdivisionCONSAUL ROAD GARDENS
Legal Block2
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1010
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address219 OREGON AVE, SCHENECTADY, NY 12304-1619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Intrafamily Transfer, Transfer
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 28, 2021Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleJul 19, 1996 · Amount on Record
Deed Document Number202154273
Deed Book / Page2070 / 519
Last Transfer DateDec 16, 2021
Transfer Doc0000065517
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 27, 2021
Property Address219 OREGON AVE, SCHENECTADY, NY 12304-1619
Document Number0000065517
Book / Page2074 / 634
Instrument DateDec 16, 2021
Instrument202165517
Transaction TypeTransfer
Record UpdatedJan 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address219 OREGON AVE, SCHENECTADY, NY 12304-1619

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address219 OREGON AVE, SCHENECTADY, NY 12304-1619
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address219 OREGON AVE, SCHENECTADY, NY 12304-1619

Mortgage

Document Number0000051394
DateOct 15, 2021
Book Page5157/433
Instrument202151394
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueMay 1, 2036

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address219 OREGON AVE, SCHENECTADY, NY 12304-1619
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address219 OREGON AVE, SCHENECTADY, NY 12304-1619

Mortgage

Document Number0000051395
DateOct 15, 2021
Book Page5157/457
Instrument202151395
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueMay 1, 2036

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 28, 2021
Property Address219 OREGON AVE, SCHENECTADY, NY 12304-1619
Document Number0000054273
Book / Page2070 / 519
Instrument DateOct 26, 2021
Instrument202154273
Transaction TypeTransfer
Record UpdatedNov 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address219 OREGON AVE, 219, SCHENECTADY, NY 12304-1619

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 HELDEBERG AVE, SCHENECTADY, NY 12306-4830

Mortgage

Document Number0000054275
DateOct 28, 2021
Instrument202154275
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,108.00 (+3.51%)
2025$7,833.00 (+13.08%)$162,300 (-) Land $24,300 Building $138,000$268,753 (+30.82%) Land $40,238 Building $228,515
2023$162,300 (-) Land $24,300 Building $138,000$205,443 (+3.8%) Land $30,759 Building $174,684
2022$162,300 Land $24,300 Building $138,000$197,927 Land $29,634 Building $168,293
2021$6,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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