232 New Gate Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 232 New Gate Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 9,124 sqft · built 1995
Lot Size	1.02 acres (44,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Dec 1994)
Tax Bill	$21,311 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-20-29-5KV-0000-0990`

Property Details

APN / Parcel Number

Primary APN	`11-20-29-5KV-0000-0990`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Plumbing Fixtures	31 Plumbing Fixtures
Stories	2 Stories
Building Area	9,124 sqft Living Area
1st Floor Area	3,117 sqft
2nd Floor Area	2,179 sqft
Upper Floors Area	2,179 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Material	Tile
Lot Area	44,453 sqft
Garage Area	840 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	1,428 sqft
Patio Area	4,400 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	232 NEW GATE LOOP
City	LAKE MARY
State	FL
Zip	32746-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 HEATHROW WOODS PB 41 PGS 26 THRU 30
Legal Range	29E
Legal Township	20S
Legal Section	11
Legal Subdivision	HEATHROW WOODS
Legal Lot Number	99
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1001
Census Tract	20703

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 NEW GATE LOOP, LAKE MARY, FL 32746-4126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1994 · Amount on Record
Deed Sale	Dec 21, 1994 · Amount on Record
Deed Document Number	0286101842
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	232 NEW GATE LOOP, LAKE MARY, FL 32746-4126
Document Number	0093031037
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 NEW GATE LOOP HEATHROW FL 327464126, HEATHROW, FL 32746-4126

Mortgage

Document Number	0093031037
Date	Feb 25, 2019
Book Page	009303/001037
Instrument	19716

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,311.00 (+10.52%) Homeowner's exemption	$1,553,796 (+5.99%)	$2,433,998 (+9.01%) Land $300,000 Building $2,133,998
2023	$19,283.00 (+2.3%) Homeowner's exemption	$1,466,025 (+3%)	$2,232,899 (+25.09%) Land $270,000 Building $1,962,899
2022	$18,850.00 Homeowner's exemption	$1,423,325	$1,784,975 Land $300,000 Building $1,484,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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