221 New Gate Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 221 New Gate Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,920 sqft · built 1993
Lot Size	1.01 acres (44,135 sqft)
Owner	2 Individual Names on File
Last Sale	$926,000 (May 2017)
Tax Bill	$15,771 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-20-29-5KV-0000-0730`

Property Details

APN / Parcel Number

Primary APN	`11-20-29-5KV-0000-0730`
Alternative APN	`2029115KV00000730`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,920 sqft Living Area
Gross Area	4,797 sqft
1st Floor Area	3,920 sqft
Basement Area	257 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Brick/Stucco/Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	44,135 sqft (1.01 acres)
Garage Type	Attached
Garage Area	877 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	835 sqft
Patio Area	1 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	221 NEW GATE LOOP
City	LAKE MARY
State	FL
Zip	32746-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 73 HEATHROW WOODS PB 41 PGS 26 THRU 30
Legal Range	29E
Legal Township	20S
Legal Section	11
Legal Subdivision	HEATHROW WOODS
Legal Tract	5KV
Legal Block	73
Legal Lot Number	73
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1000
Census Tract	20703

Owner

221 New Gate Loop is owned and occupied by two individuals who bought it in May 2017.

Source: Seminole County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Nov 21, 2018	Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK
May 18, 2017	Warranty Deed, Transfer · Commercial Mortgage HANCOCK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Prior Sale	Oct 8, 2013 · Amount on File
Deed Document Number	201750205
Deed Book / Page	8917 / 1117
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	0074950683
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	221 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101261289
Date	Dec 20, 2021
Book Page	10126/1289
Instrument	2021164943

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	221 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Document Number	0092710715
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 NEW GATE LOOP LAKE MARY FL 327464127, LAKE MARY, FL 32746-4127

Mortgage

Document Number	0092710715
Date	Dec 21, 2018
Book Page	009271/000715
Instrument	143860

Lender

Name	HANCOCK WHITNEY BK
Address	CLEARWATER, FL 33761

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 20, 2043

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 18, 2017
Property Address	221 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Document Number	0089171117
Book / Page	08917 / 1117
Map Reference	MB41 PG26-30
Instrument Date	May 15, 2017
Instrument	2017050205
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,482.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 NEW GATE LOOP, LAKE MARY, FL 32746-4127

Mortgage

Document Number	2017050207
Date	May 18, 2017
Instrument	2017050207

Lender

Name	HANCOCK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0089171119
Date	May 18, 2017
Book Page	08917/1119
Instrument	2017050206

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 221 New Gate Loop was $15,771 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,771.00 Homeowner's exemption	$1,171,514 Land $300,000 Building $871,514	$1,171,514 Land $300,000 Building $871,514
2023	$11,810.00 (+1.97%)	$1,052,043 (+5.33%)	$1,052,043 (-1.23%) Land $270,000 Building $782,043
2022	$11,582.00	$998,798	$1,065,185 Land $300,000 Building $765,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 New Gate Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 New Gate Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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