Seminole County property record for 245 New Gate Loop, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,939 sqft · built 1994 |
| Lot Size | 0.978 acres (42,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,000 (Jun 2017) |
| Tax Bill | $14,465 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-20-29-5KV-0000-0770 |
| Primary APN | 11-20-29-5KV-0000-0770 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,939 sqft Living Area |
| 1st Floor Area | 3,382 sqft |
| 2nd Floor Area | 1,414 sqft |
| Upper Floors Area | 1,414 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Material | Tile |
| Lot Area | 42,613 sqft |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 571 sqft |
| Patio Area | 818 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 245 NEW GATE LOOP |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 HEATHROW WOODS PB 41 PGS 26 THRU 30 |
| Legal Range | 29E |
| Legal Township | 20S |
| Legal Section | 11 |
| Legal Subdivision | HEATHROW WOODS |
| Legal Lot Number | 77 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20703 |
245 New Gate Loop is owned and occupied by two individuals who bought it in June 2017.
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 NEW GATE LOOP, LAKE MARY, FL 32746-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on File |
| Deed Sale | Jun 13, 2017 · Amount on File |
| Prior Sale | Jun 25, 1993 · Amount on File |
| Deed Document Number | 2017058497 |
| Deed Book / Page | 008930 / 001385 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 245 NEW GATE LOOP, LAKE MARY, FL 32746-4127 |
| Document Number | 0089301385 |
| Book / Page | 008930 / 001385 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 58497 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,390.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 NEW GATE LOOP LAKE MARY FL 327464127, LAKE MARY, FL 32746-4127 |
| Document Number | 89301387 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 008930/001387 |
| Instrument | 58498 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 12, 2032 |
| Document Number | 89301406, |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 008930/001406 |
| Instrument | 58499 |
| Name | HANCOCK BK |
|---|---|
| Type | Bank |
| Address | CLEARWATER, FL 33761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 245 New Gate Loop was $14,465 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,465.00 Homeowner's exemption | $1,067,381 | $1,137,059 Land $300,000 Building $837,059 |
| 2023 | $13,176.00 (+2.34%) Homeowner's exemption | $1,007,086 (+3%) | $1,025,223 (-1.32%) Land $270,000 Building $755,223 |
| 2022 | $12,875.00 Homeowner's exemption | $977,753 | $1,038,938 Land $300,000 Building $738,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 New Gate Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 New Gate Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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