239 New Gate Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 239 New Gate Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 6,252 sqft · built 1994
Lot Size	1 acres (43,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,225,000 (Sep 2024)
Tax Bill	$26,455 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-20-29-5KV-0000-0760`

Property Details

APN / Parcel Number

Primary APN	`11-20-29-5KV-0000-0760`
Alternative APN	`2029115KV00000760`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Plumbing Fixtures	25 Plumbing Fixtures
Stories	2 Stories
Building Area	6,252 sqft Living Area
Gross Area	7,231 sqft
1st Floor Area	5,410 sqft
Upper Floors Area	842 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	43,897 sqft (1 acres)
Garage Type	Attached
Garage Area	979 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	1,070 sqft
Patio Area	1,178 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	239 NEW GATE LOOP
City	LAKE MARY
State	FL
Zip	32746-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 76 HEATHROW WOODS PB 41 PGS 26 THRU 30
Legal Range	29E
Legal Township	20S
Legal Section	11
Legal Subdivision	HEATHROW WOODS
Legal Tract	5KV
Legal Lot Number	76
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1000
Census Tract	20703

Owner

Source: Seminole County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage CELTIC BANK CORPORATION
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on Record
Deed Sale	Sep 5, 2024 · Amount on Record
Prior Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	202480836
Deed Book / Page	10691 / 42
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0000045352
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 13, 2026
Property Address	239 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Document Number	0000080601
Book / Page	11093 / 1383
Instrument Date	Aug 12, 2026
Instrument	202680601
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	239 NEW GATE LOOP, LAKE MARY, FL 32746-4127

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	239 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105290533
Date	Oct 27, 2023
Book Page	10529/533
Instrument	2023099278

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	126 Months
Due	Apr 26, 2034

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 15, 2022
Property Address	239 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Document Number	0101921988
Book / Page	10192 / 1988
Map Reference	MB 41 PG 26-30
Instrument Date	Mar 11, 2022
Instrument	2022031380
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 WIMBLEDON CIR, 220, LAKE MARY, FL 32746-5043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1705 S ATLANTIC AVE, NEW SMYRNA BEACH, FL 32169-3200

Mortgage

Document Number	0000101931
Date	Mar 15, 2022
Instrument	10193/1

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 8, 2021
Property Address	239 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Document Number	0099531515
Book / Page	9953 / 1515
Map Reference	MB 41 PG 26-30
Instrument Date	May 27, 2021
Instrument	2021075991
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5550 OSPREY ISLE LN, 5550, ORLANDO, FL 32819-4074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 NEW GATE LOOP, LAKE MARY, FL 32746-4127

Mortgage

Document Number	99531517
Date	Jun 8, 2021
Instrument	9953/1517

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,455.00 (+9.31%)	$1,912,631 (+4.15%) Land $300,000 Building $1,612,631	$1,912,631 (+4.15%) Land $300,000 Building $1,612,631
2023	$24,201.00 (+28.27%) Homeowner's exemption	$1,836,453 (+32.53%)	$1,836,453 (+22.66%) Land $270,000 Building $1,566,453
2022	$18,867.00	$1,385,705	$1,497,177 Land $300,000 Building $1,197,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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