Kane County property record for 216 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,954 sqft · built 1900 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jul 2025) |
| Tax Bill | $7,471 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-279-030 |
| Primary APN | 06-23-279-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,954 sqft Living Area |
| Gross Area | 4,431 sqft |
| Basement Area | 1,477 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 8,040 sqft (0.185 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 216 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J P MORGANS ADDN WEST 60 FT OF LOT 5 |
| Legal Subdivision | J P MORGANS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-279-030
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 216 MORGAN ST, ELGIN, IL 60123-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Feb 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | Jun 27, 2025 · Amount on Record |
| Deed Document Number | 202527050 |
| Prior Transfer Date | Dec 12, 2023 |
| Prior Transfer Doc | 0000043310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 11, 2026 |
| Property Address | 216 MORGAN ST, ELGIN, IL 60123-3906 |
| Document Number | 0000019309 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202619309 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 216 MORGAN ST, ELGIN, IL 60123-3906 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019309, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202619309 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 216 MORGAN ST, ELGIN, IL 60123-3906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HERITAGE TITLE CO OF MCHENRY |
| Name | Verified Name |
|---|
| Document Number | 0000006086 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 2019K006086 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | 2 Years |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 31, 2018 |
| Property Address | 216 MORGAN ST, ELGIN, IL 60123-3906 |
| Document Number | 0000062241 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2018K062241 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 216 MORGAN ST, ELGIN, IL 60123-3906 |
| Investor | Possibly a Property Investor |
| Document Number | 0000062243 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018K062243 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate | 5% |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,471.00 (+4.24%) | $105,928 (+8.57%) Land $18,999 Building $86,929 | $317,911 (+8.57%) Land $57,020 Building $260,891 |
| 2024 | $7,167.00 (+11.15%) | $97,566 (+21.39%) Land $17,499 Building $80,067 | $292,815 (+21.44%) Land $52,518 Building $240,297 |
| 2022 | $6,448.00 (+4.54%) Homeowner's exemption | $80,371 (+6.96%) Land $14,415 Building $65,956 | $241,113 (+6.96%) Land $43,245 Building $197,868 |
| 2021 | $6,168.00 Homeowner's exemption | $75,141 Land $13,477 Building $61,664 | $225,423 Land $40,431 Building $184,992 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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