232 Lakeside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 232 Lakeside Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,268 sqft · built 2007
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Aug 2021)
Tax Bill$3,607 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN160-10-016.000

Property Details

APN / Parcel Number

Primary APN160-10-016.000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,268 sqft Living Area

Exterior

Year BuiltBuilt 2007
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address232 LAKESIDE DR
CityGEORGETOWN
StateKY
Zip40324-8925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR VILLAGE 2
Legal SubdivisionHARBOR VILLAGE 2
Legal Phase2
Legal Lot Number40
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionSTAMPING GROUND
Census Block Group4
Census Block4001
Census Tract40502

Owner

Source: Scott County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address232 LAKESIDE DR, GEORGETOWN, KY 40324-8925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed, Transfer · Conventional Mortgage
FIRST OPTION MORTGAGE LLC
Dec 14, 2018Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2021 · Amount on Record
Deed SaleAug 3, 2021 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Document Number440100
Deed Book / PageD426 / 267
Record UpdatedJun 8, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateAug 3, 2021
Property Address232 LAKESIDE DR, GEORGETOWN, KY 40324-8925
Document NumberD426/267
Book / PageD426 / 267
Map ReferenceCAB 8 SL 176
Instrument DateAug 2, 2021
Instrument440100
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 BLUE BILL CT, 101, GEORGETOWN, KY 40324-9224

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address232 LAKESIDE DR, GEORGETOWN, KY 40324-8925

Mortgage

Document Number440101
DateAug 3, 2021
Instrument440101
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 14, 2018
Property Address232 LAKESIDE DR, GEORGETOWN, KY 40324-8925
Document NumberD402/286
Book / PageD402 / 286
Map ReferenceCAB8 SL176
Instrument DateDec 13, 2018
Instrument394761
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4094 GILMAN AVE, 4094, LOUISVILLE, KY 40207-2157

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 LAKESIDE DR, GEORGETOWN, KY 40324-8925

Mortgage

Document Number394762
DateDec 14, 2018
Instrument394762
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,607.00 (-1.77%)$405,000 (-)$405,000 (-)
2023$3,672.00$405,000 Land $30,000 Building $375,000$405,000 Land $30,000 Building $375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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