Scott County property record for 227 Lakeside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,539 sqft · built 2005 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,900 (Sep 2017) |
| Tax Bill | $3,383 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-10-005.000 |
| Primary APN | 160-10-005.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,539 sqft Living Area |
| 1st Floor Area | 2,283 sqft |
| Basement Area | 2,539 sqft |
| Unfinished Basement | 2,539 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 227 LAKESIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VILLAGE 2 |
| Legal Subdivision | HARBOR VILLAGE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 40502 |
227 Lakeside Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 LAKESIDE DR, GEORGETOWN, KY 40324-8926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · VA Mortgage M & T BANK |
| Sep 29, 2017 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Aug 11, 2017 | Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on File |
| Deed Sale | Sep 29, 2017 · Amount on File |
| Prior Sale | Aug 11, 2017 · Amount on File |
| Deed Document Number | 2017375285 |
| Deed Book / Page | 391 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 227 LAKESIDE DR, GEORGETOWN, KY 40324-8926 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1622/710 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | M1622/710 |
| Instrument | 439171 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 29, 2017 |
| Property Address | 227 LAKESIDE DR, GEORGETOWN, KY 40324-8926 |
| Document Number | 00D391/127 |
| Book / Page | D391 / 127 |
| Map Reference | CAB8 SL176 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 375285 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4404 BREAKWATER CT, LEXINGTON, KY 40515-6081 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 227 LAKESIDE DR, GEORGETOWN, KY 40324-8926 |
| Document Number | 0M1360/315 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | M1360/315 |
| Instrument | 375286 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 11, 2017 |
| Property Address | 227 LAKESIDE DR, GEORGETOWN, KY 40324-8926 |
| Document Number | 00D389/670 |
| Book / Page | D389 / 670 |
| Map Reference | CAB8 SL176 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 373110 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4404 BREAKWATER CT, LEXINGTON, KY 40515-6081 |
The 2025 property tax bill for 227 Lakeside Dr was $3,383.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,900 (-) | $379,900 (-) | |
| 2025 | $3,383.00 | $379,900 | $379,900 |
| 2023 | $2,938.00 (+8.77%) | $324,100 (+4.08%) Land $30,000 Building $294,100 | $324,100 (+4.08%) Land $30,000 Building $294,100 |
| 2022 | $2,701.00 | $311,400 Land $30,000 Building $281,400 | $311,400 Land $30,000 Building $281,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Lakeside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 227 Lakeside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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