228 Lakeside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 228 Lakeside Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 2005
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Dec 2006)
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160-10-014.000`

Property Details

APN / Parcel Number

Primary APN	`160-10-014.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Basement Area	2,140 sqft
Unfinished Basement	2,140 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	228 LAKESIDE DR
City	GEORGETOWN
State	KY
Zip	40324-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR VILLAGE 2
Legal Subdivision	HARBOR VILLAGE 2
Legal Phase	2
Legal Lot Number	38
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	4
Census Block	4001
Census Tract	40502

Owner

228 Lakeside Dr is owned and occupied by two individuals who bought it in December 2006.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 LAKESIDE DR, GEORGETOWN, KY 40324-8925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2006 · Amount on File
Deed Sale	Dec 21, 2006 · Amount on File
Prior Sale	Oct 16, 2006 · Amount on File
Deed Document Number	2006151090
Deed Book / Page	306 / 590
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	228 LAKESIDE DR, GEORGETOWN, KY 40324-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1415/267
Date	Oct 17, 2018
Book Page	M1415/267
Instrument	393036

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 228 Lakeside Dr was $2,664 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,300 (-)	$348,300 (-)
2025	$2,664.00 Homeowner's exemption	$348,300	$348,300
2023	$2,280.00 Homeowner's exemption	$297,900 Land $30,000 Building $267,900	$297,900 Land $30,000 Building $267,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20