235 Lakeside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 235 Lakeside Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 2004
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$478,500 (Aug 2025)
Tax Bill$4,186 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN160-10-009.000

Property Details

APN / Parcel Number

Primary APN160-10-009.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,860 sqft Living Area
1st Floor Area1,608 sqft
Basement Area1,860 sqft
Unfinished Basement1,860 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area23,522 sqft (0.54 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address235 LAKESIDE DR
CityGEORGETOWN
StateKY
Zip40324-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR VILLAGE 2
Legal SubdivisionHARBOR VILLAGE 2
Legal Phase2
Legal Lot Number11
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionSTAMPING GROUND
Census Block Group4
Census Block4000
Census Tract40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed, Transfer · Conventional Mortgage
COMMUNITY TRUST BANK INC
Jul 2, 2021Intrafamily Transfer, Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 8, 2017Deed of Trust, Mortgage · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 8, 2017Deed, Transfer
FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleJun 28, 2024 · Amount on Record
Deed Document Number2025552419
Deed Book / Page460 / 1
Prior Transfer DateJun 22, 2021
Prior Transfer DocD425/303
Record UpdatedOct 29, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJan 31, 2022
Property Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Document Number00D431/136
Book / PageD431 / 136
Map ReferenceCAB 8 SL 176
Instrument DateDec 20, 2021
Instrument449762
Transaction TypeTransfer
Record UpdatedFeb 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 TUSCANY WAY # 207207, 321, MELBOURNE, FL 32940-8153

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926

Mortgage

Document Number0000449763
DateJan 31, 2022
Instrument449763
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateJul 2, 2021
Property Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Document NumberD425/303
Book / PageD425 / 303
Map ReferenceCAB 8 SL 176
Instrument DateJun 22, 2021
Instrument438411
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926

Mortgage

Document Number438412
DateJul 2, 2021
Instrument438412
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1323/413
DateFeb 8, 2017
Book PageM1323/413
Instrument365340
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateFeb 8, 2017
Property Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Document NumberD384/631
Book / PageD384 / 631
Map ReferenceCAB8 SL176
Instrument DateFeb 6, 2017
Instrument365339
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyFOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address235 LAKESIDE DR, 235, GEORGETOWN, KY 40324-8926

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address235 LAKESIDE DR, GEORGETOWN, KY 40324-8926

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$478,500 (+1.81%)$478,500 (+1.81%)
2025$4,186.00 (+53.9%)$470,000 (+56.67%)$470,000 (+56.67%)
2023$2,720.00$300,000 Land $30,000 Building $270,000$300,000 Land $30,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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