Guadalupe County property record for 232 Gardner Cv, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 1,838 sqft · built 2009 |
| Lot Size | 0.153 acres (6,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,200 (Feb 2010) |
| Tax Bill | $5,742 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0411400J03200000 |
| Primary APN | 1G0411400J03200000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,434 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,653 sqft (0.153 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 182 sqft |
| Patio Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 232 GARDNER CV |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUFFALO CROSSING #4 BLOCK J LOT 32 .1527 AC |
| Legal Subdivision | BUFFALO CROSSING #4 |
| Legal Tract | 32 |
| Legal Block | J |
| Legal Lot Number | 32 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 210718 |
Source: Guadalupe County assessment roll, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91-1854 KOHANAHANA LOOP, EWA BEACH, HI 96706-7852 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 2, 2010 · Amount on Record |
| Deed Sale | Feb 2, 2010 · Amount on Record |
| Deed Document Number | 20101654 |
| Deed Book / Page | 2836 / 674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 232 GARDNER CV, CIBOLO, TX 78108-4366 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0099017235 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 202199017235 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | May 1, 2040 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,576 (+4.04%) Land $58,348 Building $251,228 | $309,576 (+4.04%) Land $58,348 Building $251,228 | |
| 2025 | $5,742.00 (-21.54%) | $297,546 (-17.22%) Land $40,349 Building $257,197 | $297,546 (-17.22%) Land $40,349 Building $257,197 |
| 2024 | $7,318.00 (+5.39%) | ||
| 2023 | $6,944.00 (-7.6%) | $359,431 Land $54,236 Building $305,195 | $359,431 Land $54,236 Building $305,195 |
| 2022 | $7,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CellTex Networks.
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