Guadalupe County property record for 221 Gardner Cv, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 1,874 sqft · built 2009 |
| Lot Size | 0.158 acres (6,870 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,485 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0411400K00500000 |
| Primary APN | 1G0411400K00500000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,446 sqft |
| 1st Floor Area | 1,874 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,870 sqft (0.158 acres) |
| Lot Dimensions | 123 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 221 GARDNER CV |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUFFALO CROSSING #4 BLOCK K LOT 5 .1577 AC |
| Legal Subdivision | BUFFALO CROSSING #4 |
| Legal Tract | 5 |
| Legal Block | K |
| Legal Lot Number | 5 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 210718 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14701 PHILIPS HWY, 300, JACKSONVILLE, FL 32256-3742 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2025 |
| Deed Sale | Feb 12, 2025 |
| Prior Sale | Aug 7, 2009 · Amount on Record |
| Deed Document Number | 20253442 |
| Prior Transfer Date | Jul 30, 2009 |
| Prior Transfer Doc | 0000014065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 221 GARDNER CV, CIBOLO, TX 78108-4366 |
| Document Number | 0000032247 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 221 GARDNER CV CIBOLO TX 781084366, CIBOLO, TX 78108-4366 |
| Document Number | 0000032247 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 32247 |
| Name | SECURITY SVC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 9, 2035 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,081 (+3.47%) Land $59,449 Building $234,632 | $294,081 (+3.47%) Land $59,449 Building $234,632 | |
| 2025 | $5,485.00 (-24.62%) | $284,231 (-19.96%) Land $41,323 Building $242,908 | $284,231 (-19.96%) Land $41,323 Building $242,908 |
| 2024 | $7,276.00 (+6.05%) | ||
| 2023 | $6,861.00 (-7.46%) | $355,103 Land $55,391 Building $299,712 | $355,103 Land $55,391 Building $299,712 |
| 2022 | $7,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ZipLink Internet.
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