236 Gardner Cv, Cibolo, TX 78108 Property Records

Guadalupe County property record for 236 Gardner Cv, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 2010
Lot Size	0.153 acres (6,654 sqft)
Owner	2 Company Names on Record
Last Sale	$62,500 (Jul 2020)
Tax Bill	$67 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0411400J03100000`

Property Details

APN / Parcel Number

Primary APN	`1G0411400J03100000`
Alternative APNs	`000000131511` `000000246250` `000000302583` `131511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,654 sqft (0.153 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	236 GARDNER CV
City	CIBOLO
State	TX
Zip	78108-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #4 BLOCK J LOT 31 0.1528 AC
Legal Subdivision	BUFFALO CROSSING #4
Legal Tract	31
Legal Block	J
Legal Lot Number	31
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3005
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	236 GARDNER CV, CIBOLO, TX 78108-4366
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer INTERLINC MTG
Jun 20, 2017	Vendor's Lien, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Jul 23, 2020
Deed Document Number	202099019102
Last Transfer Date	Aug 21, 2024
Transfer Doc	0000019896
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 23, 2020
Property Address	236 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000019102
Instrument Date	Jul 17, 2020
Instrument	19102
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	236 GARDNER CV CIBOLO TX 781084366, CIBOLO, TX 78108-4366

Mortgage

Document Number	19103
Date	Jul 23, 2020
Instrument	19103

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77086

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2035

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 20, 2017
Property Address	236 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000013925
Map Reference	VOL7 PG384
Instrument Date	Jun 15, 2017
Instrument	2017013925
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 GARDNER CV, CIBOLO, TX 78108-4366

Mortgage

Document Number	0000013926
Date	Jun 20, 2017
Instrument	2017013926

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,961 (+3.95%) Land $58,370 Building $238,591	$296,961 (+3.95%) Land $58,370 Building $238,591
2025		$285,670 (-19.65%) Land $40,368 Building $245,302	$285,670 (-19.65%) Land $40,368 Building $245,302
2023	$67.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$355,546 Land $54,261 Building $301,285	$355,546 Land $54,261 Building $301,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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