233 Gardner Cv, Cibolo, TX 78108 Property Records

Guadalupe County property record for 233 Gardner Cv, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 2010
Lot Size	0.158 acres (6,870 sqft)
Owner	Individual Name on Record
Last Sale	$199,200 (Jun 2010)
Tax Bill	$3,131 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0411400K00800000`

Property Details

APN / Parcel Number

Primary APN	`1G0411400K00800000`
Alternative APNs	`000000131534` `000000131528` `131534`

Interior

Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	2,006 sqft
Utility Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,870 sqft (0.158 acres)
Lot Dimensions	123 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	395 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	25 sqft
Deck Area	64 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	233 GARDNER CV
City	CIBOLO
State	TX
Zip	78108-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #4 BLOCK K LOT 8 0.1577 AC
Legal Subdivision	BUFFALO CROSSING #4
Legal Tract	8
Legal Block	K
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3008
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 GARDNER CV, CIBOLO, TX 78108-4366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	201010962
Deed Book / Page	2886 / 49
Record Updated	Sep 20, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 24, 2025
Property Address	233 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0099029648
Map Reference	VOL 10 PG 64
Instrument Date	Nov 19, 2025
Instrument	202599029648
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 FILLMORE FLS, CIBOLO, TX 78108-0509

Mortgage

Document Number	0099029649
Date	Nov 24, 2025
Instrument	202599029649

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,225 (+6.07%) Land $59,449 Building $246,776	$306,225 (+6.07%) Land $59,449 Building $246,776
2025	$3,131.00 (-29.34%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$288,711 (-19.73%) Land $41,323 Building $247,388	$288,711 (-19.73%) Land $41,323 Building $247,388
2024	$4,431.00 (-0.09%)
2023	$4,435.00 (-13.7%) Homeowner's exemption	$359,670 Land $55,391 Building $304,279	$359,670 Land $55,391 Building $304,279
2022	$5,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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