188 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 188 Cottage St, Woonsocket, RI 02895

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4.5 ba · 4,353 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Apr 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`31192`

Property Details

APN / Parcel Number

Primary APN	`31192`
Alternative APN	`WOON M:23E L:115 U:31`

Interior

Bedrooms	9 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	22 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,353 sqft Living Area
Gross Area	6,416 sqft
1st Floor Area	1,451 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	31192
Street Address	188 COTTAGE ST
City	WOONSOCKET
State	RI
Zip	02895-5653
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Lot Number	115
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2005
Census Tract	17800

Owner

Source: Woonsocket City records · APN 31192

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	188 COTTAGE ST, WOONSOCKET, RI 02895-5653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	188 COTTAGE ST, WOONSOCKET, RI 02895-5653
Transaction Type	Mortgage
Record Updated	May 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002868-185
Date	Apr 19, 2024
Book Page	2868/185
Instrument	232287

Lender

Name	BLACKSTONE RIVER FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2039

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,596.00 (+8.01%)	$498,300 (+34.46%) Land $103,900 Building $394,400
2023	$5,181.00	$370,600 (-) Land $92,200 Building $278,400
2022	$5,181.00	$370,600 Land $92,200 Building $278,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 691 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.