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232 45th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 232 45th Ave, Saint Pete Beach, FL 33706

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,297 sqft · built 2005
Lot Size0.145 acres (6,334 sqft)
OwnerIndividual Name on Record
Last Sale$725,000 (Jul 2018)
Tax Bill$12,811 (2025)
Deeds & MortgagesMar 2023 Transfer
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APNC62-000-775-4366-8

Property Details

APN / Parcel Number

Primary APNC62-000-775-4366-8
Alternative APNs
  • 07-32-16-51678-003-0200
  • 321607516780030200
  • 163207516780030200
  • R82421

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area3,297 sqft Living Area
Gross Area6,337 sqft
1st Floor Area2,355 sqft
Upper Floors Area942 sqft
FlooringCarpet
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,334 sqft (0.145 acres)
Lot Dimensions91 ft deep x 70 ft wide
Garage TypeAttached
Garage Area1,642 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area1,398 sqft
Deck Area225 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR82421
Street Address232 45TH AVE
CityST PETE BEACH
StateFL
Zip33706-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIDO BEACH 1ST ADD BLK 3, LOT 20
Legal Range16E
Legal Township32S
Legal Section7
Legal SubdivisionLIDO BEACH 1ST ADD
Legal Tract51678
Legal Block3
Legal Lot Number20
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETE BEACH
Census Block Group1
Census Block1001
Census Tract28002

Owner

Source: Pinellas County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 45TH AVE, ST PETE BEACH, FL 33706-2525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Intrafamily Transfer, Transfer
ATTORNEY
Oct 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Dec 11, 2018Loan Modification, Mortgage
GRACIEMAX INC
Jul 11, 2018Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2018 · Amount on Record
Deed SaleJul 11, 2018 · Amount on Record
Prior SaleNov 12, 2015 · Amount on Record
Deed Document Number2018220116
Deed Book / Page20123 / 2124
Last Transfer DateMar 15, 2023
Transfer Doc0223760735
Record UpdatedJun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMar 15, 2023
Property Address232 45TH AVE, ST PETE BEACH, FL 33706-2525
Document Number0223760735
Book / Page22376 / 735
Map ReferenceMB 37 PG 32
Instrument2023067951
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address232 45TH AVE, ST PETE BEACH, FL 33706-2525

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address232 45TH AVE, ST PETE BEACH, FL 33706-2525

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address232 45TH AVE, ST PETE BEACH, FL 33706-2525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202472594
DateOct 3, 2018
Book Page20247/2594
Instrument2018317519
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2048

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address232 45TH AVE, ST PETE BEACH, FL 33706-2525
Document Number0203751451
Instrument DateDec 11, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3264 GULF BLVD ST PETE BEACH FL 33706, ST PETE BEACH, FL 33706

Mortgage

Document Number0203751451
DateDec 21, 2018
Book Page020375/001451
Instrument405122
Lender
NameGRACIEMAX INC
AddressTIERRA VERDE, FL 33715
Agreement
AmountAmount Recorded

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 11, 2018
Property Address232 45TH AVE, ST PETE BEACH, FL 33706-2525
Document Number0201232124
Book / Page20123 / 2124
Map ReferenceMB 37 PG 32
Instrument DateJul 10, 2018
Instrument2018220116
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyLUXE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3160 PASS A GRILLE WAY, 3160, ST PETE BEACH, FL 33706-4068

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 73, BRADLEY BEACH, NJ 07720-0073

Mortgage

Document Number2018220117
DateJul 11, 2018
Instrument2018220117
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySt. Pete Beach City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,811.00 (+5.73%) Homeowner's exemption Widower's exemption$843,260 (+5.99%)$1,269,430 (+23.56%) Land $301,070 Building $968,360
2024$12,117.00 (+1.11%)
2023$11,984.00 (+1.35%) Homeowner's exemption Widower's exemption$795,626 (+3%)$1,027,394 (+1.59%) Land $399,285 Building $628,109
2022$11,824.00 Homeowner's exemption$772,452$1,011,286 Land $395,310 Building $615,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 392 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies431 units insured
incl. 39 condo units
Nearby Flood Claims667 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 433 claims
  • Tropical Storm Josephine, Oct 1996 · 44 claims
  • Hurricane Elena, Sep 1985 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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