229 45th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 229 45th Ave, Saint Pete Beach, FL 33706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1957
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on File
Last Sale	$557,500 (Sep 2020)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`C62-000-775-4381-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-775-4381-7`
Alternative APNs	`07-32-16-51678-004-0120` `321607516780040120` `163207516780040120` `R82436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,695 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	91 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R82436
Street Address	229 45TH AVE
City	ST PETE BEACH
State	FL
Zip	33706-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIDO BEACH 1ST ADD BLK 4, LOT 12
Legal Range	16E
Legal Township	32S
Legal Section	7
Legal Subdivision	LIDO BEACH 1ST ADD
Legal Tract	51678
Legal Block	4
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETE BEACH
Census Block Group	1
Census Block	1013
Census Tract	28002

Owner

229 45th Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 45TH AVE, ST PETE BEACH, FL 33706-2524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 31, 2018	Warranty Deed, Transfer GULF WATER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2020267652
Deed Book / Page	21156 / 400
Prior Transfer Date	Oct 8, 2007
Prior Transfer Doc	0160192380
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 8, 2020
Property Address	229 45TH AVE, ST PETE BEACH, FL 33706-2524
Document Number	0211560400
Book / Page	21156 / 400
Map Reference	MB 37 PG 32
Instrument Date	Aug 28, 2020
Instrument	2020267652
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	HBN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,902.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10122 YACHT CLUB DR, 10122, TREASURE ISLAND, FL 33706-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 45TH AVE, ST PETE BEACH, FL 33706-2524

Mortgage

Document Number	0021156406
Date	Sep 8, 2020
Instrument	21156/406

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 31, 2018
Property Address	229 45TH AVE, ST PETE BEACH, FL 33706-2524
Document Number	0199261122
Book / Page	019926 / 001122
Instrument Date	Jan 30, 2018
Instrument	31806
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	GULF WATER TITLE

Transaction

Amount	Amount on Record
Tax	$3,059.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 45TH AVE ST PETE BEACH FL 337062524, ST PETE BEACH, FL 33706-2524

Tax Assessment & Valuation

The 2025 property tax bill for 229 45th Ave was $4,882 with a homeowner's exemption, down 24.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	St. Pete Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (-24.11%) Homeowner's exemption	$337,357	$361,647 Land $261,721 Building $99,926
2024	$6,433.00 (+1.21%)
2023	$6,356.00 (+2.14%) Homeowner's exemption	$432,899 (+3%)	$586,516 (+6.46%) Land $377,753 Building $208,763
2022	$6,223.00 Homeowner's exemption	$420,290	$550,938 Land $355,139 Building $195,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 392 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 39 condo units
Nearby Flood Claims	667 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 433 claims Tropical Storm Josephine, Oct 1996 · 44 claims Hurricane Elena, Sep 1985 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 229 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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