221 45th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 221 45th Ave, Saint Pete Beach, FL 33706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,150 sqft · built 1956
Lot Size0.141 acres (6,142 sqft)
Owner2 Individual Names on File
Last Sale$303,000 (Feb 2018)
Tax Bill$5,463 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-775-4383-3

Property Details

APN / Parcel Number

Primary APNC62-000-775-4383-3
Alternative APNs
  • 07-32-16-51678-004-0140
  • 321607516780040140
  • 163207516780040140
  • R82438

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area1,150 sqft Living Area
Gross Area1,550 sqft
1st Floor Area1,150 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions91 ft deep x 68 ft wide
Garage TypeAttached
Garage Area338 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area62 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR82438
Street Address221 45TH AVE
CityST PETE BEACH
StateFL
Zip33706-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIDO BEACH 1ST ADD BLK 4, LOT 14
Legal Range16E
Legal Township32S
Legal Section7
Legal SubdivisionLIDO BEACH 1ST ADD
Legal Tract51678
Legal Block4
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETE BEACH
Census Block Group1
Census Block1013
Census Tract28002

Owner

221 45th Ave is owned by two individuals who bought it in February 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2872 KINSLEY DR, LAKELAND, FL 33812-3800
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 1, 2018Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY FINCL SVCS OF TAMPA BAY I

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2018 · Amount on File
Deed SaleFeb 1, 2018 · Amount on File
Prior SaleMay 27, 2015 · Amount on File
Deed Document Number201832219
Deed Book / Page19926 / 2534
Transfer Doc1187000132
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address221 45TH AVE, ST PETE BEACH, FL 33706-2524
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2872 KINSLEY DR, LAKELAND, FL 33812-3800

Mortgage

Document Number0214492390
DateMar 24, 2021
Book Page21449/2390
Instrument2021094944
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 1, 2018
Property Address221 45TH AVE, ST PETE BEACH, FL 33706-2524
Document Number0199262534
Book / Page19926 / 2534
Map ReferenceMB37 PG32
Instrument DateJan 31, 2018
Instrument2018032219
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyGENISY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,121.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8850 BAYPINE DR, 8850, MIRAMAR BEACH, FL 32550-5800

Transferred To (Grantee/Buyer)

NameVerified Name
Address2872 KINSLKEY DR, LAKELAND, FL 33812-3800

Mortgage

Document Number2018032220
DateFeb 1, 2018
Instrument2018032220
Lender
NameINTEGRITY FINCL SVCS OF TAMPA BAY I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 221 45th Ave was $5,463.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySt. Pete Beach City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,463.00$333,568 Land $258,406 Building $75,162$333,568 Land $258,406 Building $75,162
2023$6,651.00 (+8.62%)$460,749 (+10.12%)$460,749 (+10.12%) Land $353,935 Building $106,814
2022$6,123.00$418,416$418,416 Land $321,227 Building $97,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 392 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies431 units insured
incl. 39 condo units
Nearby Flood Claims667 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 433 claims
  • Tropical Storm Josephine, Oct 1996 · 44 claims
  • Hurricane Elena, Sep 1985 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 45th Ave

Nearby Streets

Search Property Records by Address or Parcel Number