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220 45th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 220 45th Ave, Saint Pete Beach, FL 33706

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,241 sqft · built 1957
Lot Size0.145 acres (6,334 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Mar 2025)
Tax Bill$8,206 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-775-4363-5

Property Details

APN / Parcel Number

Primary APNC62-000-775-4363-5
Alternative APNs
  • 07-32-16-51678-003-0170
  • 321607516780030170
  • 163207516780030170
  • R82418

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,241 sqft Living Area
Gross Area1,504 sqft
1st Floor Area1,241 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,334 sqft (0.145 acres)
Lot Dimensions91 ft deep x 70 ft wide
Garage TypeAttached
Garage Area221 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area202 sqft
Deck Area252 sqft
Patio Area410 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR82418
Street Address220 45TH AVE
CityST PETE BEACH
StateFL
Zip33706-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIDO BEACH 1ST ADD BLK 3, LOT 17
Legal Range16E
Legal Township32S
Legal Section7
Legal SubdivisionLIDO BEACH 1ST ADD
Legal Tract51678
Legal Block3
Legal Lot Number17
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETE BEACH
Census Block Group1
Census Block1001
Census Tract28002

Owner

220 45th Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Pinellas County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address220 45TH AVE, ST PETE BEACH, FL 33706-2525
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Jun 15, 2023Warranty Deed, Transfer · Conventional Mortgage
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2025 · Amount on File
Deed SaleMar 24, 2025 · Amount on File
Prior SaleJun 15, 2023 · Amount on File
Deed Document Number202587171
Deed Book / Page23104 / 2537
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateSep 11, 2026
Property Address220 45TH AVE, ST PETE BEACH, FL 33706-2525
Document Number0000244444
Book / Page23691 / 715
Instrument DateAug 14, 2026
Instrument2026244444
Transaction TypeMortgage
Record UpdatedSep 25, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 45TH AVE, ST PETE BEACH, FL 33706-2525

Mortgage

Document Number0000244444,
DateSep 11, 2026
Book Page23691/715
Instrument2026244444
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueApr 1, 2055
Interest
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 15, 2023
Property Address220 45TH AVE, ST PETE BEACH, FL 33706-2525
Document Number0224751368
Book / Page22475 / 1368
Map ReferenceMB 37 PG 32
Instrument DateJun 1, 2023
Instrument2023156788
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,585.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6519 GRAZING LN, ODESSA, FL 33556-1810

Transferred To (Grantee/Buyer)

NameVerified Name
Address12485 WILD BERRY TRL, ODESSA, FL 33556-1976

Mortgage

Document Number0224751369
DateJun 15, 2023
Instrument22475/1369
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 220 45th Ave was $8,206.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySt. Pete Beach City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,206.00$506,876 Land $266,986 Building $239,890$506,876 Land $266,986 Building $239,890
2023$6,328.00 (+11.62%)$455,280 (+17.54%)$455,280 (+17.54%) Land $359,052 Building $96,228
2022$5,669.00$387,345$387,345 Land $315,831 Building $71,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 392 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies431 units insured
incl. 39 condo units
Nearby Flood Claims667 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 433 claims
  • Tropical Storm Josephine, Oct 1996 · 44 claims
  • Hurricane Elena, Sep 1985 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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