2318 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2318 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	30,164 sqft · built 1965
Lot Size	1.63 acres (71,395 sqft)
Owner	Company Name on Record
Tax Bill	$16,965 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3643-06-3387`

Property Details

APN / Parcel Number

Primary APN	`3643-06-3387`
Alternative APNs	`364309064426` `256824` `01309`

Interior

Stories	1 Story
Building Area	30,164 sqft Finished Area

Exterior

Year Built	Built 1965
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	71,395 sqft (1.63 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	256824
Old Parcel Number	364309064426
Street Address	2318 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4148
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	G-B
Legal Description	#1 LT THIS IS ITS LLCD
Legal Subdivision	BOGER SUB
Legal Block	6
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2030
Census Tract	70201

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	341 E MAIN ST, LINCOLNTON, NC 28092-3334
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Unknown THE FIDELITY BANK
Mar 28, 2018	Warranty Deed, Transfer · Line of Credit CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021
Deed Sale	Jul 30, 2021
Deed Document Number	0002732784
Deed Book / Page	2732 / 0784
Prior Transfer Date	Mar 28, 2018
Prior Transfer Doc	575954
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2318 E MAIN ST, LINCOLNTON, NC 28092-4148
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S POPLAR ST, LINCOLNTON, NC 28092-3321

Mortgage

Document Number	0003074241
Date	Aug 18, 2021
Book Page	3074/241
Instrument	637042

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	FUQUAY VARINA, NC 27526

Agreement

Type	Unknown
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 28, 2018
Property Address	2318 E MAIN ST, LINCOLNTON, NC 28092-4148
Document Number	2732784
Book / Page	002732 / 000784
Instrument Date	Mar 28, 2018
Instrument	575954
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 S POPLAR ST LINCOLNTON NC 280923321, LINCOLNTON, NC 28092-3321

Mortgage

Document Number	2732789
Date	Mar 28, 2018
Book Page	002732/000789
Instrument	575955

Lender

Name	CAROLINA TR BK
Type	Bank
Address	901 E MAIN ST, LINCOLNTON, NC 28092-3448

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$16,965.00	$1,686,215 Land $408,220 Building $1,277,995	$1,686,215 Land $408,220 Building $1,277,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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