2309 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2309 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Vacant Land
Details	3 bd · 1 ba · 1,015 sqft · built 1939
Lot Size	0.385 acres (16,771 sqft)
Owner	Company Name on Record
Tax Bill	$263 (2023)
Deeds & Mortgages	Feb 2024 Transfer Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3643-06-3886`

Property Details

APN / Parcel Number

Primary APN	`3643-06-3886`
Alternative APNs	`364309063886` `136745` `51760`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,015 sqft

Exterior

Year Built	Built 1939
Architectural Style	Conventional
Lot Area	16,771 sqft (0.385 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	136745
Old Parcel Number	364309063886
Street Address	2309 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4103
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PRD
Legal Description	2309 E MAIN ST
Legal Block	6
Jurisdiction	LINCOLN NC
Census Block Group	3
Census Block	3004
Census Tract	70201

Owner

Source: Lincoln County records, as of February 28, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1732, LINCOLNTON, NC 28093-1732
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Intrafamily Transfer, Transfer
Jan 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage METROLINA LOAN HOLDINGS LLC
Sep 16, 2020	Grant Deed, Transfer · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Sep 16, 2020
Last Transfer Date	Feb 8, 2024
Transfer Doc	0000033041
Record Updated	Jun 7, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Feb 8, 2024
Property Address	2309 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	0000033041
Book / Page	3304 / 1
Instrument Date	Feb 8, 2024
Instrument	676844
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1732, LINCOLNTON, NC 28093-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1732, LINCOLNTON, NC 28093-1732

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2309 E MAIN ST, LINCOLNTON, NC 28092-4103
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003224883
Date	Jan 23, 2023
Book Page	3224/883
Instrument	662766

Lender

Name	METROLINA LOAN HOLDINGS LLC
Type	Non-Lending Institution
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 19, 2024

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 16, 2020
Property Address	2309 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	2951476
Book / Page	002951 / 000476
Instrument Date	Sep 16, 2020
Instrument	616043
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1732 LINCOLNTON NC 280931732, LINCOLNTON, NC 28093-1732

Mortgage

Document Number	2951479
Date	Sep 16, 2020
Book Page	002951/000479
Instrument	616044

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$263.00	$14,400 Land $14,400	$14,400 Land $14,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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