2303 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2303 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Mixed Use Store/Office
Details	3,201 sqft · built 1929
Lot Size	0.387 acres (16,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,595 (Nov 2025)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Nov 2025 Foreclosure Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3643-06-1890`

Property Details

APN / Parcel Number

Primary APN	`3643-06-1890`
Alternative APNs	`364309061892` `104391` `293050` `22430`

Interior

Stories	1 Story
Building Area	3,201 sqft Total Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	16,858 sqft (0.387 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	293050
Street Address	2303 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4103
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	G-B
Legal Description	HUSS LOT E MAIN ST
Legal Lot Number	E
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3004
Census Tract	70201

Owner

Source: Lincoln County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1821 MYRTLE HILL LN, LINCOLNTON, NC 28092-7557
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Trustee's Deed, Foreclosure Foreclosure Auction
Jan 12, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage STEVE ALLEN MOORE ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	2025701809
Deed Book / Page	3454 / 373
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	0003222804
Record Updated	Sep 20, 2026

November 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 10, 2025
Property Address	2303 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	0003454373
Book / Page	3454 / 373
Instrument Date	Nov 10, 2025
Instrument	701809
Transaction Type	Foreclosure
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 MYRTLE HILL LN, LINCOLNTON, NC 28092-7557

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 12, 2023
Property Address	2303 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	0003222804
Book / Page	3222 / 804
Map Reference	MB 3198 PG 341
Instrument Date	Dec 19, 2022
Instrument	662416
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 SMITH FAMILY LN, LINCOLNTON, NC 28092-7561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 E MAIN ST, LINCOLNTON, NC 28092-4103

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 23, 2022
Property Address	2303 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	0003198341
Book / Page	3198 / 341
Instrument Date	Sep 22, 2022
Instrument	658167
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1821 MYRTLE HILL LN, 1821, LINCOLNTON, NC 28092-7557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 E MAIN ST, LINCOLNTON, NC 28092-4103

Mortgage

Document Number	0003198344
Date	Sep 23, 2022
Book Page	3198/344
Instrument	658168

Lender

Name	STEVE ALLEN MOORE ETUX
Type	Private Party
Address	1821 MYRTLE HILL LN, LINCOLNTON, NC 28092

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00 (+2.91%)	$488,293 (+2.56%) Land $181,406 Building $306,887	$488,293 (+2.56%) Land $181,406 Building $306,887
2023	$4,876.00	$476,105 Land $169,218 Building $306,887	$476,105 Land $169,218 Building $306,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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