2311 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2311 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Medical Building
Details	7,820 sqft · built 2012
Lot Size	0.982 acres (42,776 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Sep 2011)
Tax Bill	$27,683 (2026)
Deeds & Mortgages	Apr 2023 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3643-06-5826`

Property Details

APN / Parcel Number

Primary APN	`3643-06-5826`
Alternative APNs	`3643-06-5827` `364309064857` `235609` `22432`

Interior

Stories	1 Story
Building Area	7,820 sqft Total Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	42,776 sqft (0.982 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	235609
Street Address	2311 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4103
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	N-B
Legal Description	E MAIN ST LOTS
Legal Subdivision	HUSS GARAGE
Legal Lot Number	2311
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3004
Census Tract	70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2588, HICKORY, NC 28603-2588
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
May 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
May 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 8, 2019	Deed of Trust, Mortgage FIRST CITIZENS BK
Aug 8, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jun 7, 2019	Deed of Trust, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2011 · Amount on Record
Deed Sale	Sep 30, 2011 · Amount on Record
Prior Sale	Aug 22, 2008 · Amount on Record
Deed Document Number	20118839
Deed Book / Page	2272 / 152
Prior Transfer Date	Aug 6, 2009
Prior Transfer Doc	0021410260
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2311 E MAIN ST, LINCOLNTON, NC 28092-4103
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 CENTURY PL SE, HICKORY, NC 28602-4031

Mortgage

Document Number	0003240485
Date	Apr 11, 2023
Book Page	3240/485
Instrument	665720

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2311 E MAIN ST, LINCOLNTON, NC 28092-4103
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 CENTURY PL SE, HICKORY, NC 28602-4031

Mortgage

Document Number	0003164181
Date	May 12, 2022
Book Page	3164/181
Instrument	652095

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2311 E MAIN ST, LINCOLNTON, NC 28092-4103
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2424 CENTURY PL SE, HICKORY, NC 28602-4031

Mortgage

Document Number	0003164222
Date	May 12, 2022
Book Page	3164/222
Instrument	652099

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2311 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	2841678
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2424 CENTURY PL SE HICKORY NC 286024031, HICKORY, NC 28602-4031

Mortgage

Document Number	2841678
Date	Aug 28, 2019
Book Page	002841/000678
Instrument	597008

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611-6592

Agreement

Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2311 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	2841711
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2424 CENTURY PL SE HICKORY NC 286024031, HICKORY, NC 28602-4031

Mortgage

Document Number	2841711
Date	Aug 28, 2019
Book Page	002841/000711
Instrument	597012

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2311 E MAIN ST, LINCOLNTON, NC 28092-4103
Document Number	2824308
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2424 CENTURY PL SE HICKORY NC 286024031, HICKORY, NC 28602-4031

Mortgage

Document Number	2824308
Date	Jun 17, 2019
Book Page	002824/000308
Instrument	593839

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611-6592

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,683.00	$2,757,123 (-) Land $368,250 Building $2,388,873	$2,757,123 (-) Land $368,250 Building $2,388,873
2025	$27,683.00 (-0.34%)	$2,757,123 (-0.41%) Land $368,250 Building $2,388,873	$2,757,123 (-0.41%) Land $368,250 Building $2,388,873
2023	$27,777.00	$2,768,560 Land $379,687 Building $2,388,873	$2,768,560 Land $379,687 Building $2,388,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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