2315 Gemstone Ct, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 2315 Gemstone Ct, Ann Arbor, MI 48103

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 1,040 sqft · built 1999
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$282,500 (Jul 2011)
Tax Bill$10,537 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNL-12-06-310-111

Property Details

APN / Parcel Number

Primary APNL-12-06-310-111
Alternative APNs
  • L01206310111
  • 1206310111

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,040 sqft Living Area
1st Floor Area1,418 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Lot Area13,504 sqft (0.31 acres)
Garage Area480 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2315 GEMSTONE CT
CityANN ARBOR
StateMI
Zip48103-8992
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionM.D. L3519 P528 ****FROM 1206300011 10/21/97 ****FROM 1206300012 10/21/97 UNIT 111 ARBOR CREEK CONDO.
Legal Range6E
Legal Township3S
Legal Section06
Legal SubdivisionARBOR CREEK CONDO
Legal Block310
Legal Unit111
JurisdictionWASHTENAW MI
Township / Civil DivisionPITTSFIELD
Census Block Group1
Census Block1009
Census Tract414900

Owner

2315 Gemstone Ct, a condominium, is owned by two individuals who bought it in July 2011.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1378 REGENTS PARK CT, ANN ARBOR, MI 48108-5931
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2011 · Amount on File
Deed SaleJul 25, 2011 · Amount on File
Prior SaleJun 2, 2005 · Amount on File
Deed Document Number20116024144
Deed Book / Page4857 / 651
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address2315 GEMSTONE CT, ANN ARBOR, MI 48103-8992
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006512326
DateMar 11, 2020
Book Page5345/524
Instrument6512326
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2315 Gemstone Ct was $10,537.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWashtenaw County
County SubdivisionPittsfield Charter Township
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,712$573,424
2025$10,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2315 Gemstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2315 Gemstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPITTSFIELD TOWNSHIP
serves 24,500 people · EPA ID MI0005360
Water SourcePurchased surface water from YPSILANTI COMMUNITY UTILITY AUTHORITY
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Gemstone Ct

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