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2281 Gemstone Ct, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 2281 Gemstone Ct, Ann Arbor, MI 48103

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,461 sqft · built 1998
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$497,500 (Jun 2023)
Tax Bill$11,684 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APNL-12-06-310-109

Property Details

APN / Parcel Number

Primary APNL-12-06-310-109
Alternative APNs
  • L01206310109
  • 1206310109

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,461 sqft Living Area
1st Floor Area1,515 sqft
Basement Area1,361 sqft
Unfinished Basement1,361 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area659 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2281 GEMSTONE CT
CityANN ARBOR
StateMI
Zip48103-8970
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionM.D. L3519 P528 ****FROM 1206300011 10/21/97 ****FROM 1206300012 10/21/97 UNIT 109 ARBOR CREEK CONDO.
Legal Range6E
Legal Township3S
Legal Section06
Legal SubdivisionARBOR CREEK
Legal Block310
Legal Unit109
JurisdictionWASHTENAW MI
Township / Civil DivisionPITTSFIELD
Census Block Group1
Census Block1009
Census Tract414900

Owner

2281 Gemstone Ct, a condominium, is owned and occupied by two individuals who bought it in June 2023.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2281 GEMSTONE CT, ANN ARBOR, MI 48103-8970
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
THE STATE BANK
Jun 23, 2023Warranty Deed, Transfer
DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2023 · Amount on File
Deed SaleJun 23, 2023 · Amount on File
Prior SaleMar 1, 2004 · Amount on File
Deed Document Number20236691707
Deed Book / Page5524 / 832
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address2281 GEMSTONE CT, ANN ARBOR, MI 48103-8970
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 S 2080 E, SPRINGVILLE, UT 84663-5930
InvestorPossibly a Property Investor

Mortgage

Document Number0006689275
DateJun 1, 2023
Book Page5522/398
Instrument6689275
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHTENAW MI
Recording DateJun 23, 2023
Property Address2281 GEMSTONE CT, ANN ARBOR, MI 48103-8970
Document Number0006691707
Book / Page5524 / 832
Map ReferenceLB 3203 PG 1-61
Instrument DateMay 30, 2023
Instrument6691707
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
Tax$3,731.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2281 GEMSTONE CT, ANN ARBOR, MI 48103-8970

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 S 2080 E, SPRINGVILLE, UT 84663-5930
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2281 Gemstone Ct was $11,684 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWashtenaw County
County SubdivisionPittsfield Charter Township
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,522 (+4.91%)$609,044 (+4.91%)
2025$11,684.00 Homeowner's exemption$290,261$580,522
2023$248,400$496,800
2022$6,807.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2281 Gemstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2281 Gemstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPITTSFIELD TOWNSHIP
serves 24,500 people · EPA ID MI0005360
Water SourcePurchased surface water from YPSILANTI COMMUNITY UTILITY AUTHORITY
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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