2298 Gemstone Ct, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 2298 Gemstone Ct, Ann Arbor, MI 48103

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,361 sqft · built 1997
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Mar 2026)
Tax Bill	$7,927 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L-12-06-310-102`

Property Details

APN / Parcel Number

Primary APN	`L-12-06-310-102`
Alternative APNs	`L01206310102` `1206310102`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,361 sqft Living Area
1st Floor Area	1,515 sqft
Basement Area	1,361 sqft
Unfinished Basement	1,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	13,939 sqft (0.32 acres)
Garage Area	418 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2298 GEMSTONE CT
City	ANN ARBOR
State	MI
Zip	48103-8970
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	M.D. L3519 P528 **FROM 1206300011 10/21/97 **FROM 1206300012 10/21/97 UNIT 102 ARBOR CREEK CONDO.
Legal Range	6E
Legal Township	3S
Legal Section	06
Legal Subdivision	ARBOR CREEK CONDO
Legal Block	310
Legal Unit	102
Jurisdiction	WASHTENAW MI
Township / Civil Division	PITTSFIELD
Census Block Group	1
Census Block	1009
Census Tract	414900

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3741 NW 59TH PL, GAINESVILLE, FL 32653-0830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Aug 21, 1998 · Amount on Record
Deed Document Number	20266789782
Deed Book / Page	5622 / 781
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2298 GEMSTONE CT, ANN ARBOR, MI 48103-8970
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3741 NW 59TH PL, GAINESVILLE, FL 32653-0830

Mortgage

Document Number	0006790602
Date	Mar 27, 2026
Book Page	5623/602
Instrument	6790602

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2298 GEMSTONE CT, ANN ARBOR, MI 48103-8970
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 GEMSTONE CT, ANN ARBOR, MI 48103-8970

Mortgage

Document Number	0006777179
Date	Nov 20, 2025
Book Page	5610/213
Instrument	6777179

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 20, 2026
Property Address	2298 GEMSTONE CT, ANN ARBOR, MI 48103-8970
Document Number	0006789782
Book / Page	5622 / 781
Map Reference	LB 3203 PG 1-61
Instrument Date	Mar 16, 2026
Instrument	6789782
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL CO OF WASHTENAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2298 GEMSTONE CT, ANN ARBOR, MI 48103-8970

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2298 GEMSTONE CT, ANN ARBOR, MI 48103-8970

Mortgage

Document Number	0005622782
Date	Mar 20, 2026
Instrument	5622/782

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.4%
Index	1-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Pittsfield Charter Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,097 (+5.18%)	$574,194 (+5.18%)
2025	$7,927.00 Homeowner's exemption	$272,954	$545,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PITTSFIELD TOWNSHIP serves 24,500 people · EPA ID MI0005360
Water Source	Purchased surface water from YPSILANTI COMMUNITY UTILITY AUTHORITY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Gemstone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures