2314 Blackthorn Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2314 Blackthorn Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,326 sqft · built 1972
Lot Size	0.161 acres (6,998 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2017)
Tax Bill	$5,784 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-406-018`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-406-018`

Interior

Full Baths	2 Baths
Building Area	1,326 sqft Building Perimeter
1st Floor Area	1,326 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,998 sqft (0.161 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2314 BLACKTHORN DR
City	CHAMPAIGN
State	IL
Zip	61821-6259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 431 SOUTHWOOD 12TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 12TH SUB
Legal Lot Number	431
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2017
Census Tract	1203

Owner

2314 Blackthorn Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
May 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Nov 19, 2019	Intrafamily Transfer, Transfer
Mar 1, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Jun 16, 2009 · Amount on File
Deed Document Number	20173525
Last Transfer Date	Nov 15, 2019
Transfer Doc	0000019507
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005423
Date	Apr 30, 2024
Instrument	2024R05423

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007475
Date	May 11, 2018
Instrument	2018R07475

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000398
Date	Jan 9, 2020
Instrument	2020R00398

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 19, 2019
Property Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259
Document Number	0000019507
Map Reference	MB X PG 21
Instrument Date	Nov 15, 2019
Instrument	2019R19507
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2314 BLACKTHORN DR, 2314, CHAMPAIGN, IL 61821-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 1, 2017
Property Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259
Document Number	0000003525
Map Reference	MB X PG21
Instrument Date	Feb 28, 2017
Instrument	2017R03525
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2314 BLACKTHORN DR, CHAMPAIGN, IL 61821-6259

Mortgage

Document Number	0000003526
Date	Mar 1, 2017
Instrument	2017R03526

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,150 Land $20,790 Building $60,360	$243,450 Land $62,370 Building $181,080
2024	$5,784.00
2022	$5,588.00 Homeowner's exemption	$60,770 Land $15,570 Building $45,200	$182,310 Land $46,710 Building $135,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2314 Blackthorn Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2314 Blackthorn Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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