2313 Tracy Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2313 Tracy Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,778 sqft · built 2000
Lot Size0.238 acres (10,359 sqft)
Owner2 Company Names on Record
Last Sale$360,000 (Oct 2011)
Tax Bill$13,131 (2025)
Deeds & MortgagesDec 2022 Transfer
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-08-128-015

Property Details

APN / Parcel Number

Primary APN03-08-128-015

Interior

Bedrooms4 Beds
Total Rooms11 Rooms
Stories2 Stories
Building Area3,778 sqft Living Area
Gross Area6,448 sqft
1st Floor Area2,670 sqft
Basement Area2,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area10,359 sqft (0.238 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2313 TRACY LN
CityALGONQUIN
StateIL
Zip60102-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 119 WILLOUGHBY FARMS SOUTH UNIT #3
Legal SubdivisionWILLOUGHBY FARMS SOUTH
Legal Block4
Legal Lot Number119
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group4
Census Block4001
Census Tract850105

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2313 TRACY LN, ALGONQUIN, IL 60102-6621
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACCUNETMORTGAGE.COM LLC
Jun 1, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
May 9, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2011 · Amount on Record
Deed SaleOct 17, 2011 · Amount on Record
Prior SaleAug 5, 2005 · Amount on Record
Deed Document Number201161398
Last Transfer DateDec 7, 2022
Transfer Doc0000058033
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 8, 2022
Property Address2313 TRACY LN, ALGONQUIN, IL 60102-6621
Document Number0000058033
Map ReferenceDOC 98K059824
Instrument DateDec 7, 2022
Instrument2022K058033
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2313 TRACY LN, ALGONQUIN, IL 60102-6621

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2313 TRACY LN, ALGONQUIN, IL 60102-6621
Transaction TypeMortgage
Record UpdatedAug 16, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059210
DateAug 3, 2021
Instrument2021K059210
Lender
NameACCUNETMORTGAGE.COM LLC
TypeMortgage Company
AddressWAUKESHA, WI 53188
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041
Interest
Rate3.12%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2313 TRACY LN, ALGONQUIN, IL 60102-6621
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027921
DateJun 1, 2017
Instrument2017K027921
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 30, 2047

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2313 TRACY LN, ALGONQUIN, IL 60102-6621
Document Number0000023404
Instrument DateMay 9, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2313 TRACY LN ALGONQUIN IL 601026621, ALGONQUIN, IL 60102-6621

Mortgage

Document Number0000023404
DateMay 21, 2018
Instrument23404
Lender
NameTHIRD FED'L S&L ASSN
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 20, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,131.00 (+13.89%) Homeowner's exemption
2024$173,071 (+17.45%) Land $28,016 Building $145,055$519,421 (+17.5%) Land $84,082 Building $435,339
2022$11,530.00 (+3.06%) Homeowner's exemption$147,352 (+5.91%) Land $25,208 Building $122,144$442,056 (+5.91%) Land $75,624 Building $366,432
2021$11,188.00 Homeowner's exemption$139,129 Land $23,801 Building $115,328$417,387 Land $71,403 Building $345,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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