2320 Tracy Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2320 Tracy Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,386 sqft · built 2000
Lot Size	0.226 acres (9,848 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Apr 2021)
Tax Bill	$12,265 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-08-127-017`

Property Details

APN / Parcel Number

Primary APN	`03-08-127-017`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,386 sqft Living Area
Gross Area	5,959 sqft
1st Floor Area	2,433 sqft
Basement Area	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	9,848 sqft (0.226 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2320 TRACY LN
City	ALGONQUIN
State	IL
Zip	60102-6640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY FARMS SOUTH UNIT #3 - LOT 141
Legal Subdivision	WILLOUGHBY FARMS SOUTH
Legal Block	4
Legal Lot Number	141
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4007
Census Tract	850105

Owner

Source: Kane County records · APN 03-08-127-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2320 TRACY LN, ALGONQUIN, IL 60102-6640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2021 · Amount on Record
Deed Sale	Apr 07, 2021 · Amount on Record
Prior Sale	Jan 03, 2001 · Amount on Record
Deed Document Number	202126722
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 07, 2021
Property Address	2320 TRACY LN, ALGONQUIN, IL 60102-6640
Document Number	0000026722
Map Reference	DOC 98K059824
Instrument Date	Mar 29, 2021
Instrument	2021K026722
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 TRACY LN, 2320, ALGONQUIN, IL 60102-6640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CLARIDGE CIR, HOFFMAN ESTATES, IL 60169-2706

Mortgage

Document Number	0000026723
Date	Apr 07, 2021
Instrument	2021K026723

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,265.00 (+10.57%) Homeowner's exemption
2024		$162,139 (+15.26%) Land $25,730 Building $136,409	$486,612 (+15.31%) Land $77,221 Building $409,391
2022	$11,093.00 (+3.07%) Homeowner's exemption	$140,667 (+5.91%) Land $23,151 Building $117,516	$422,001 (+5.91%) Land $69,453 Building $352,548
2021	$10,763.00 Homeowner's exemption	$132,817 Land $21,859 Building $110,958	$398,451 Land $65,577 Building $332,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.