2321 Tracy Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2321 Tracy Ln, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,264 sqft · built 2001
Lot Size0.235 acres (10,224 sqft)
OwnerIndividual Name on Record
Last Sale$530,000 (Oct 2022)
Tax Bill$13,356 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Nov 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-08-128-017

Property Details

APN / Parcel Number

Primary APN03-08-128-017

Interior

Bedrooms4 Beds
Total Rooms10 Rooms
Stories2 Stories
Building Area3,264 sqft Living Area
Gross Area5,818 sqft
1st Floor Area2,554 sqft
Basement Area1,786 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area10,224 sqft (0.235 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceWell

Location & Zoning

Street Address2321 TRACY LN
CityALGONQUIN
StateIL
Zip60102-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 117 WILLOUGHBY FARMS SOUTH UNIT #3 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionWILLOUGHBY FARMS
Legal Block4
Legal Lot Number117
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group4
Census Block4001
Census Tract850105

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2321 TRACY LN, ALGONQUIN, IL 60102-6621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 20, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2022 · Amount on Record
Deed SaleOct 11, 2022 · Amount on Record
Prior SaleSep 9, 2016 · Amount on Record
Deed Document Number202249741
Prior Transfer DateNov 8, 2019
Prior Transfer Doc0000056156
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateOct 11, 2022
Property Address2321 TRACY LN, ALGONQUIN, IL 60102-6621
Document Number0000049741
Map ReferenceDOC 98K059824
Instrument DateSep 2, 2022
Instrument2022K049741
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2321 TRACY LN, ALGONQUIN, IL 60102-6621

Mortgage

Document Number0000049742
DateOct 11, 2022
Instrument2022K049742
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.5%

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 20, 2019
Property Address2321 TRACY LN, ALGONQUIN, IL 60102-6621
Document Number0000056156
Instrument DateNov 8, 2019
Instrument56156
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2321 TRACY LN ALGONQUIN IL 601026621, ALGONQUIN, IL 60102-6621

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 23, 2017
Property Address2321 TRACY LN, ALGONQUIN, IL 60102-6621
Document Number0000055499
Instrument DateOct 2, 2017
Instrument55499
Transaction TypeTransfer
Record UpdatedNov 21, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2321 TRACY LN ALGONQUIN IL 601026621, ALGONQUIN, IL 60102-6621

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,356.00 (+15.58%) Homeowner's exemption$192,487 (+9.42%) Land $30,655 Building $161,832$577,692 (+9.42%) Land $92,002 Building $485,690
2024$175,916 (+20.25%) Land $28,016 Building $147,900$527,959 (+20.3%) Land $84,082 Building $443,878
2022$11,556.00 (+3.06%) Homeowner's exemption$146,292 (+5.91%) Land $25,208 Building $121,084$438,876 (+5.91%) Land $75,624 Building $363,252
2021$11,213.00 Homeowner's exemption$138,128 Land $23,801 Building $114,327$414,384 Land $71,403 Building $342,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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