2305 Tracy Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2305 Tracy Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,386 sqft · built 2001
Lot Size	0.234 acres (10,179 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Sep 2025)
Tax Bill	$11,765 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-08-128-013`

Property Details

APN / Parcel Number

Primary APN	`03-08-128-013`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,386 sqft Living Area
Gross Area	5,959 sqft
1st Floor Area	2,433 sqft
Basement Area	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,179 sqft (0.234 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2305 TRACY LN
City	ALGONQUIN
State	IL
Zip	60102-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY FARMS SOUTH UNIT 3 LOT 121
Legal Subdivision	WILLOUGHBY FARMS SOUTH
Legal Block	4
Legal Lot Number	121
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4001
Census Tract	850105

Owner

Source: Kane County records · APN 03-08-128-013

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2305 TRACY LN, ALGONQUIN, IL 60102-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Sep 22, 2000 · Amount on Record
Deed Document Number	202537215
Prior Transfer Date	Feb 08, 2025
Prior Transfer Doc	0000004910
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 25, 2025
Property Address	2305 TRACY LN, ALGONQUIN, IL 60102-6621
Document Number	0000037215
Instrument Date	Sep 03, 2025
Instrument	2025K037215
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2305 TRACY LN, ALGONQUIN, IL 60102-6621

Mortgage

Document Number	0000037216
Date	Sep 25, 2025
Instrument	2025K037216

Lender

Name	WATERMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,765.00 (+5.57%)	$178,519 (+9.42%) Land $30,655 Building $147,864	$535,771 (+9.42%) Land $92,002 Building $443,770
2024	$11,144.00 (+3.39%) Homeowner's exemption	$163,150 (+15.01%) Land $28,016 Building $135,134	$489,646 (+15.05%) Land $84,082 Building $405,564
2022	$10,779.00 (+3.31%) Homeowner's exemption	$141,860 (+5.91%) Land $25,208 Building $116,652	$425,580 (+5.91%) Land $75,624 Building $349,956
2021	$10,434.00 Homeowner's exemption	$133,944 Land $23,801 Building $110,143	$401,832 Land $71,403 Building $330,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.