2239 McCormick Rd, Southport (Panama City), FL 32409 Property Records

Bay County property record for 2239 McCormick Rd, Southport, FL 32409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,538 sqft · built 1985
Lot Size	1 acres (43,647 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Oct 2005)
Tax Bill	$2,511 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08029-005-000`

Property Details

APN / Parcel Number

Primary APN	`08029-005-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,538 sqft Living Area
Gross Area	4,640 sqft
1st Floor Area	3,538 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	43,647 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,102 sqft
Driveway	Driveway
Driveway Area	792 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	375 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2239 MCCORMICK RD
City	PANAMA CITY
State	FL
Zip	32409-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	27 2S 14W -109.2-101A3 BEG 30 N OF SW COR OF SE1/4 CONT N 291 W 150 S 291 E 150 TO POB ORB 561 P 151, 152 ORB 2469 P 1899 ORB 2689 P 946
Legal Range	14W
Legal Township	02S
Legal Section	27
Jurisdiction	BAY FL
Township / Civil Division	SOUTHPORT
Census Block Group	1
Census Block	1043
Census Tract	203

Owner

Source: Bay County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7311 SALE BLVD, PANAMA CITY, FL 32409-1349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2005 · Amount on Record
Deed Sale	Oct 17, 2005 · Amount on Record
Prior Sale	Jul 7, 2004 · Amount on Record
Deed Document Number	200582521
Deed Book / Page	2689 / 946
Last Transfer Date	Aug 30, 2023
Transfer Doc	0000055364
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2239 MCCORMICK RD, SOUTHPORT, FL 32409-1586
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	DEFENDER TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 MCCORMICK RD, SOUTHPORT, FL 32409-1586

Mortgage

Document Number	0044101341
Date	May 25, 2021
Book Page	4410/1341
Instrument	2021039346

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,511.00 (+1.82%) Homeowner's exemption	$242,606 (+5.5%)	$302,882 (+6.77%) Land $60,021 Building $242,861
2024	$2,466.00 (+1.48%)
2023	$2,430.00 (+11.57%) Homeowner's exemption	$229,953 (+3%)	$283,685 (+9.97%) Land $52,326 Building $231,359
2022	$2,178.00 Homeowner's exemption	$223,255	$257,957 Land $47,367 Building $210,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 326 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	389 units insured incl. 63 condo units
Nearby Flood Claims	20 (1995–2021)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20