Sebastian County property record for 2301 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,964 sqft · built 1988 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,000 (May 2018) |
| Tax Bill | $3,497 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1349-00000-00 |
| Primary APN | 12584-1349-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 3,789 sqft |
| 1st Floor Area | 1,305 sqft |
| Upper Floors Area | 1,659 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,378 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 92 sqft |
|---|---|
| Porch | Enclosed Glass Porch |
| Porch Area | 240 sqft |
| Deck Area | 256 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89258 |
|---|---|
| Street Address | 2301 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1349 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 16 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1349 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1311 |
2301 Ramsgate Way is owned and occupied by two individuals who bought it in May 2018.
Source: Sebastian County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jul 16, 2021 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| May 22, 2018 | Warranty Deed, Transfer · VA Mortgage ARKANSAS FCU |
| Dec 27, 2017 | Intrafamily Transfer, Transfer · ARM REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on File |
| Deed Sale | May 22, 2018 · Amount on File |
| Prior Sale | Dec 22, 2010 · Amount on File |
| Deed Document Number | 201811317 |
| Prior Transfer Date | Dec 21, 2017 |
| Prior Transfer Doc | 2017F27962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Document Number | 2022F00270 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022F-00270 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021F18541 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021F-18541 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | May 22, 2018 |
| Property Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Document Number | 2018F11317 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018F-11317 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2201 BRIGADOON DR, 2201, FORT SMITH, AR 72908-0910 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Document Number | 2018F11318 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2018F-11318 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Dec 27, 2017 |
| Property Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Document Number | 2017F27962 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2017F-27962 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2301 RAMSGATE WAY, FORT SMITH, AR 72908-0928 |
| Document Number | 2017F27963 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017F-27963 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2026 property tax bill for 2301 Ramsgate Way was $3,497 with a homeowner's exemption.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,497.00 Homeowner's exemption | $87,338 (-) Land $14,000 Building $73,338 | $436,690 (-) Land $70,000 Building $366,690 |
| 2025 | $3,497.00 Homeowner's exemption | $87,338 Land $14,000 Building $73,338 | $436,690 Land $70,000 Building $366,690 |
| 2023 | $2,905.00 Homeowner's exemption | $57,370 Land $11,000 Building $46,370 | $286,850 Land $55,000 Building $231,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2301 Ramsgate Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2301 Ramsgate Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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