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231 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 231 Willmont St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,164 sqft · built 1950
Lot Size0.146 acres (6,400 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Feb 2022)
Tax Bill$1,142 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN081306-00.0

Property Details

APN / Parcel Number

Primary APN081306-00.0
Alternative APNs
  • 140010722000020250000000
  • 261400 107.22-2-25

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,164 sqft Living Area
1st Floor Area787 sqft
Upper Floors Area377 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,400 sqft (0.146 acres)
Lot Dimensions160 ft deep x 40 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number081306-00.0
Street Address231 WILLMONT ST
CityROCHESTER
StateNY
Zip14609-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0083.00 504 22 00000 44 WILLMONT SUB
Legal SubdivisionWILLMONT SUBDIVISION
Legal Block2
Legal Lot Number25.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2015
Census Tract8301

Owner

231 Willmont St is owned and occupied by an individual who bought it in February 2022.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address231 WILLMONT ST, ROCHESTER, NY 14609-3619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
M & T BANK
Feb 18, 2022Administrator's Deed, Transfer · FHA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2022 · Amount on File
Deed SaleFeb 18, 2022 · Amount on File
Prior SaleApr 18, 2005 · Amount on File
Deed Document Number2022151
Deed Book / Page12627 / 137
Prior Transfer DateJan 27, 2022
Prior Transfer Doc0000000151
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address231 WILLMONT ST, ROCHESTER, NY 14609-3619
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address339 FIELDWOOD DR, ROCHESTER, NY 14609-2540

Mortgage

Document Number0000000153
DateFeb 18, 2022
Book Page29754/305
Instrument202202180153
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

February 2022: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionMONROE NY
Recording DateFeb 18, 2022
Property Address231 WILLMONT ST, ROCHESTER, NY 14609-3619
Document Number0000000151
Book / Page12627 / 137
Map ReferenceLB 38 PG 28
Instrument DateJan 27, 2022
Instrument202202180151
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyWEBTITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address231 WILLMONT ST, 231, ROCHESTER, NY 14609-3619

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 WILLMONT ST, ROCHESTER, NY 14609-3619

Mortgage

Document Number0000000152
DateFeb 18, 2022
Book Page29754/289
Instrument202202180152
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 231 Willmont St was $1,142, down 1% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,142.00 (-0.95%)
2025$1,153.00$122,100 Land $14,400 Building $107,700$122,100 Land $14,400 Building $107,700
2023$67,000 Land $6,400 Building $60,600$80,723 Land $7,711 Building $73,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Willmont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Willmont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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