238 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 238 Willmont St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,078 sqft · built 1950
Lot Size	0.147 acres (6,404 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Dec 2020)
Tax Bill	$1,258 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081312-00.0`

Property Details

APN / Parcel Number

Primary APN	`081312-00.0`
Alternative APNs	`140010722000010260000000` `261400 107.22-1-26`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	719 sqft
Upper Floors Area	359 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,404 sqft (0.147 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	081312-00.0
Street Address	238 WILLMONT ST
City	ROCHESTER
State	NY
Zip	14609-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0083.00 503 22 00000 58 WILLMONT SUB
Legal Subdivision	WILLMONT SUBDIVISION
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2002
Census Tract	8301

Owner

238 Willmont St is owned and occupied by two individuals who bought it in December 2020.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	238 WILLMONT ST, ROCHESTER, NY 14609-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIVE STAR BANK
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Jan 14, 2019 · Amount on File
Deed Document Number	2020492
Deed Book / Page	12445 / 518
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 31, 2020
Property Address	238 WILLMONT ST, ROCHESTER, NY 14609-3622
Document Number	0000000492
Book / Page	12445 / 518
Map Reference	LB 38 PG 28
Instrument Date	Dec 22, 2020
Instrument	202012310492
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 SOUTHFIELD DR, 41, WEBSTER, NY 14580-2559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 WILLMONT ST, ROCHESTER, NY 14609-3622

Mortgage

Document Number	0000000493
Date	Dec 31, 2020
Instrument	202012310493

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000000494
Date	Dec 31, 2020
Book Page	28947/534
Instrument	202012310494

Lender

Name	CITY OF ROCHESTER
Type	Government Agency
Address	ROCHESTER, NY 14614

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 14, 2019
Property Address	238 WILLMONT ST, ROCHESTER, NY 14609-3622
Document Number	0000000702
Book / Page	12135 / 401
Map Reference	LB 38 PG 28
Instrument Date	Jan 8, 2019
Instrument	201901140702
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 WILLMONT ST, 238, ROCHESTER, NY 14609-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SOUTHFIELD DR, WEBSTER, NY 14580-2559

Mortgage

Document Number	0000000703
Date	Jan 14, 2019
Instrument	201901140703

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 238 Willmont St was $1,258, down 3.4% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,258.00 (-3.38%)
2025	$1,302.00	$135,000 Land $14,400 Building $120,600	$135,000 Land $14,400 Building $120,600
2023		$75,900 Land $6,400 Building $69,500	$91,446 Land $7,711 Building $83,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Willmont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 238 Willmont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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